79 Summit Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 79 Summit Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1925
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Sep 2009)
Tax Bill	$9,327 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2021 Second Mortgage + 1 more
APN	`04-00125-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`04-00125-0000-00030`
Alternative APNs	`040012500030` `40458000`

Interior

Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	144 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	40458000
Street Address	79 SUMMIT AVE
City	CHATHAM
State	NJ
Zip	07928-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	CLEARVIEW/CHATHAM
Legal Block	125
Legal Lot Number	30
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1007
Census Tract	42800

Owner

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	79 SUMMIT AVE, CHATHAM, NJ 07928-2724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC
Jul 19, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE UNLIMITED

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2009 · Amount on Record
Deed Sale	Sep 23, 2009 · Amount on Record
Prior Sale	Mar 27, 2006 · Amount on Record
Deed Document Number	200977966
Deed Book / Page	21400 / 161
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	79 SUMMIT AVE, CHATHAM, NJ 07928-2724
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0242610599
Date	Nov 4, 2021
Book Page	24261/599
Instrument	2021090365

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2036

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	79 SUMMIT AVE, CHATHAM, NJ 07928-2724
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0241760746
Date	Jul 19, 2021
Book Page	24176/746
Instrument	2021062271

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jun 21, 2031

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	79 SUMMIT AVE, CHATHAM, NJ 07928-2724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238661167
Date	Sep 4, 2020
Book Page	23866/1167
Instrument	2020061090

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company
Address	GARFIELD, NJ 07026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,100 (-) Land $368,100 Building $208,000	$576,100 (-) Land $368,100 Building $208,000
2025		$576,100 (-) Land $368,100 Building $208,000	$576,100 (-) Land $368,100 Building $208,000
2024	$9,327.00 (+10.86%)
2023		$576,100 Land $368,100 Building $208,000	$576,100 Land $368,100 Building $208,000
2022	$8,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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