Marshall County property record for 79 Summerset Ln, Benton, KY 42025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,308 sqft · built 1970 |
| Lot Size | 2.75 acres (119,790 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $966 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | PT-01-00-056 |
| Primary APN | PT-01-00-056 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,308 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 119,790 sqft (2.75 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 1121170 |
|---|---|
| Street Address | 79 SUMMERSET LN |
| City | BENTON |
| State | KY |
| Zip | 42025-6835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | MARSHALL KY |
| Township / Civil Division | CALVERT CITY |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 950101 |
79 Summerset Ln is owned by an individual who acquired it in February 2007.
Source: Marshall County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 SUMMERSET LN, BENTON, KY 42025-6835 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 9, 2007 |
| Transfer Doc | 0000181780 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL KY |
| Recording Date | Aug 3, 2026 |
| Property Address | 79 SUMMERSET LN, BENTON, KY 42025-6835 |
| Document Number | 1118000098 |
| Book / Page | 1118 / 98 |
| Instrument Date | Jul 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | HOME TEAM TITLE |
| Name | Verified Name |
|---|---|
| Address | 45 SUMMERSET LN, BENTON, KY 42025-6835 |
| Document Number | 1118000098, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 1118/98 |
| Name | VANDERBILT MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2051 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 79 Summerset Ln was $966.
Source: Marshall County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Marshall County |
| Unified School District | Marshall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $966.00 | $30,000 Land $20,000 Building $10,000 | $30,000 Land $20,000 Building $10,000 |
| 2022 | $415.00 Homeowner's exemption | $21,000 Land $12,000 Building $9,000 | $21,000 Land $12,000 Building $9,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Summerset Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 79 Summerset Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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