79 Steve Cir, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 79 Steve Cir, Saint Joseph, MO 64506

Property Summary

Property TypeSingle Family Home
Details1,160 sqft · built 1972
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$231,066 (Jun 2023)
Tax Bill$1,490 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jun 2023 Mortgage
APN06-1.0-01-004-001-028.000

Property Details

APN / Parcel Number

Primary APN06-1.0-01-004-001-028.000

Interior

Building Area1,160 sqft Base Area
1st Floor Area1,160 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions167 ft deep x 44.1 ft wide

Location & Zoning

Street Address79 STEVE CIR
CitySAINT JOSEPH
StateMO
Zip64506-3218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:MYRNA MANOR NORTH PLAT 2 LOT:79 BLK:LGL DESC:
Legal SubdivisionMYRNA MANOR NORTH PLAT 2
Legal Lot Number79
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3004
Census Tract702

Owner

79 Steve Cir is owned and occupied by two individuals who bought it in June 2023.

Source: Buchanan County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address79 STEVE CIR, SAINT JOSEPH, MO 64506-3218
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2025Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 6, 2023Warranty Deed, Transfer · FHA Mortgage
FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2023 · Amount on File
Deed SaleJun 6, 2023 · Amount on File
Prior SaleSep 27, 2005 · Amount on File
Deed Document Number20234063
Deed Book / Page3787 / 548
Prior Transfer DateMay 12, 2014
Prior Transfer Doc03462/0993
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address79 STEVE CIR, SAINT JOSEPH, MO 64506-3218
Transaction TypeMortgage
Record UpdatedOct 14, 2025
Title CompanyUNKNOWN, TRUSTPRO T&E INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 STEVE CIR, SAINT JOSEPH, MO 64506-3218

Mortgage

Document Number003812/100
DateOct 2, 2025
Book Page3812/100
Instrument2025008160
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2055

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateJun 6, 2023
Property Address79 STEVE CIR, SAINT JOSEPH, MO 64506-3218
Document Number003787/548
Book / Page3787 / 548
Instrument DateMay 12, 2023
Instrument2023004063
Transaction TypeTransfer
Record UpdatedOct 17, 2023
Title CompanySECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 STEVE CIR, SAINT JOSEPH, MO 64506-3218

Mortgage

Document Number2023004064
DateJun 6, 2023
Instrument2023004064
Lender
NameFLANAGAN STATE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 79 Steve Cir was $1,490, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,490.00 (+0.07%)$21,050 Land $5,600 Building $15,450$110,800 Land $29,470 Building $81,330
2024$1,489.00 (+14.54%)
2023$1,300.00 (-0.69%)$19,970 (-) Land $5,600 Building $14,370$105,110 Land $29,470 Building $75,640
2022$1,309.00$19,970 Land $5,600 Building $14,370
2021$105,110 Land $29,470 Building $75,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 79 Steve Cir; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Steve Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20

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