79 Sterling St, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 79 Sterling St, Middletown, NY 10940

Property Summary

Property Type	Apartments (5+ Units)
Details	3 bd · 2 ba · 55 sqft · built 1920
Lot Size	0.735 acres (32,000 sqft)
Owner	Company Name on Record
Last Sale	$925,000 (Aug 2021)
Tax Bill	$31,323 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`330900 40-4-12.2`

Property Details

APN / Parcel Number

Primary APN	`330900 40-4-12.2`
Alternative APNs	`090004000000040122000000` `2000000400` `40-4-12.2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	6 Units
Stories	2 Stories
Building Area	55 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1936
Exterior Material	Wood
Lot Area	32,000 sqft (0.735 acres)
Lot Dimensions	160 ft deep x 200 ft wide
View / Lot	Canal
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2000000400
Street Address	79 STERLING ST
City	MIDDLETOWN
State	NY
Zip	10940
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	C-1
Legal Block	4
Legal Lot Number	12.20
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1010
Census Tract	1500

Owner

Source: Orange County and Middletown City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 871, MONSEY, NY 10952-0871
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Nov 20, 2018 · Amount on Record
Deed Document Number	202120210056085
Deed Book / Page	15033 / 678
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Aug 18, 2021
Property Address	79 STERLING ST, MIDDLETOWN, NY 10940
Document Number	20210056085
Book / Page	15033 / 678
Instrument Date	Jun 11, 2021
Instrument	20210056085
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 871, MONSEY, NY 10952-0871

Mortgage

Document Number	0000056086
Date	Aug 18, 2021
Book Page	15033/682
Instrument	20210056086

Lender

Name	CONNECTION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,800 (-) Land $25,700 Building $87,100	$1,283,300 (+13.77%)
2024	$31,323.00
2023		$112,800 (-) Land $25,700 Building $87,100	$1,128,000 (+17%) Land $257,000 Building $871,000
2022		$112,800 Land $25,700 Building $87,100	$964,100 Land $219,658 Building $744,442

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	44 (1991–2026)
Claims Outside the SFHA	2 of 44
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 5 claims Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum, Verizon.

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