79 State St, Oneida, NY 13421 Property Records

Oneida County and Vernon Town property record for 79 State St, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1949
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$77,900 (Nov 2002)
Tax Bill	$3,374 (2026)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`306001 321.008-1-5`

Property Details

APN / Parcel Number

Primary APN	`306001 321.008-1-5`
Alternative APNs	`600132100800010050000000` `020250`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	202 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	020250
Street Address	79 STATE ST
City	ONEIDA
State	NY
Zip	13421-2573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	HOUSE
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	ONEIDA NY
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1027
Census Tract	24900

Owner

Source: Oneida County and Vernon Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	79 STATE ST, ONEIDA, NY 13421-2573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2002 · Amount on Record
Deed Sale	Nov 1, 2002 · Amount on Record
Deed Book / Page	2002 / 26567
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	79 STATE ST, ONEIDA, NY 13421-2573
Document Number	0000015936
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 STATE ST ONEIDA NY 134212573, ONEIDA, NY 13421-2573

Mortgage

Document Number	0000015936
Date	Nov 15, 2019
Instrument	15936

Lender

Name	GPO FCU
Address	NEW HARTFORD, NY 13413

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Vernon Town
Municipality	Oneida Castle Village
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,374.00 (+2.43%) Homeowner's exemption Disabled Person's exemption
2025	$3,294.00 (+271.78%)	$65,900 (-) Land $3,000 Building $62,900	$151,494 (+9.2%) Land $6,897 Building $144,597
2023		$65,900 (-) Land $3,000 Building $62,900	$138,737 (+9.47%) Land $6,316 Building $132,421
2022	$886.00 Homeowner's exemption Disabled Person's exemption	$65,900 Land $3,000 Building $62,900	$126,731 Land $5,769 Building $120,962

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2011–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20