79 Smith Creek Rd, Denison, TX 75021 Property Records

Grayson County property record for 79 Smith Creek Rd, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,912 sqft · built 1976
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Owner Names on File
Tax Bill	$3,623 (2024)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072 0910026`

Property Details

APN / Parcel Number

Primary APN	`072 0910026`
Alternative APN	`113007`

Interior

Building Area	1,912 sqft Living Area
1st Floor Area	1,912 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Lot Area	58,806 sqft (1.35 acres)
Garage Type	Mixed
Garage Area	810 sqft
Carport	Carport
Carport Area	70 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft
Utility Building	30 sqft

Location & Zoning

Account Number	113007
Old Parcel Number	072 0910026
Street Address	79 SMITH CREEK RD
City	DENISON
State	TX
Zip	75021-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0910 NORMAN W M A-G0910, ACRES 1.35
Legal Subdivision	NORMAN W M A-G0910
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1022
Census Tract	101

Owner

Source: Grayson County records · APN 072 0910026

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	79 SMITH CREEK RD, DENISON, TX 75021-7401
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2005
Deed Sale	Mar 17, 2005
Deed Document Number	0006774
Deed Book / Page	03825 / 00684
Record Updated	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	79 SMITH CREEK RD, DENISON, TX 75021-7401
Document Number	0000002165
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5733 DUGAN CHAPEL RD BELLS TX 754144291, BELLS, TX 75414-4291

Mortgage

Document Number	0000002165
Date	Jan 31, 2019
Instrument	2165

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$341,789 (-5.32%) Land $85,691 Building $270,130	$355,821 (-1.43%) Land $85,691 Building $270,130
2024	$3,623.00 (-3.21%)
2023		$360,998 Land $89,510 Building $271,488	$360,998 Land $89,510 Building $271,488
2022	$3,743.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1990–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Wildfire

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
JAB Wireless Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Verizon.

Based on FCC filings for 22 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OAK RIDGE SOUTH GALE WSC serves 3,153 people
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.