79 Shadow Ln, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 79 Shadow Ln, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,670 sqft · built 2016
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,704 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`859405195378`

Property Details

APN / Parcel Number

Primary APN	`859405195378`
Alternative APNs	`00039828` `97007732`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Building Area	3,670 sqft Living Area
1st Floor Area	2,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	60,113 sqft (1.38 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	97007732
Street Address	79 SHADOW LN
City	WHISPERING PINES
State	NC
Zip	28327-9359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 50 B 51 B SEC 8 WHISPERING PINES MUNI SHADOW
Legal Subdivision	SECTION
Legal Lot Number	50
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	1
Census Block	1007
Census Tract	950506

Owner

79 Shadow Ln is owned and occupied by two individuals.

Source: Moore County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	79 SHADOW LN, WHISPERING PINES, NC 28327-9359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 5, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jan 27, 2017	Deed of Trust, Mortgage · VA Mortgage POTOMAC MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Recording Date	Sep 14, 2026
Property Address	79 SHADOW LN, WHISPERING PINES, NC 28327-9359
Document Number	0000014084
Book / Page	6612 / 452
Instrument Date	Sep 10, 2026
Instrument	202614084
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 SHADOW LN, WHISPERING PINES, NC 28327-9359

Mortgage

Document Number	0000014084,
Date	Sep 14, 2026
Book Page	6612/452
Instrument	202614084

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	79 SHADOW LN, WHISPERING PINES, NC 28327-9359
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5738/355
Date	Nov 5, 2021
Book Page	5738/355
Instrument	2021024391

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	79 SHADOW LN, WHISPERING PINES, NC 28327-9359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NFTS TITLE AGENCY LLC, NRT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4767/439
Date	Jan 27, 2017
Book Page	4767/439
Instrument	2017001285

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 79 Shadow Ln was $4,704, up 4.3% from the year before.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,704.00 (+4.28%)	$687,260 (-) Land $97,500 Building $589,760
2025	$4,511.00	$687,260 Land $97,500 Building $589,760
2024			$687,260 (-) Land $97,500 Building $589,760
2023	$4,724.00	$687,260 Land $97,500 Building $589,760	$687,260 Land $97,500 Building $589,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Shadow Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Shadow Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shadow Ln

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