79 Secret St, Freeport, FL 32439 Property Records

Walton County property record for 79 Secret St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,267 sqft · built 2013
Lot Size	0.408 acres (17,761 sqft)
Owner	2 Individual Names on File
Last Sale	$372,025 (Oct 2014)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	Mar 2026 Transfer Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23080-000-0210`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23080-000-0210`
Alternative APNs	`17-119-23080-000-0210` `1028288`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,267 sqft Living Area
Gross Area	5,067 sqft
1st Floor Area	2,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	17,761 sqft (0.408 acres)
Garage Type	Attached
Garage Area	548 sqft
Porch	Finished/Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	79 SECRET ST
City	FREEPORT
State	FL
Zip	32439-2280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 21 WHISPERS AT HAMMOCK BAY S/D PB 17-60 OR 2883-3031 OR 2961-3751
Legal Range	019
Legal Township	01S
Legal Section	17
Legal Subdivision	HAMMOCK BAY
Legal Block	2
Legal Lot Number	21
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

79 Secret St is owned and occupied by two individuals who acquired it in March 2026.

Source: Walton County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	79 SECRET ST, FREEPORT, FL 32439-2280
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2014 · Amount on File
Deed Sale	Oct 9, 2014 · Amount on File
Deed Document Number	20141298290
Deed Book / Page	2961 / 3751
Last Transfer Date	Mar 24, 2026
Transfer Doc	0000011719
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Mar 27, 2026
Property Address	79 SECRET ST, FREEPORT, FL 32439-2280
Document Number	0033921368
Book / Page	3392 / 1368
Map Reference	MB 17 PG 60
Instrument Date	Mar 24, 2026
Instrument	20260011719
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	79 SECRET ST, FREEPORT, FL 32439-2280

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	79 SECRET ST, FREEPORT, FL 32439-2280
Document Number	0031413138
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	79 SECRET ST FREEPORT FL 324392280, FREEPORT, FL 32439-2280

Mortgage

Document Number	0031413138
Date	May 4, 2020
Book Page	003141/003138
Instrument	15029

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 3, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 79 Secret St was $4,360 with a homeowner's exemption, down 1.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,360.00 (-1.09%) Homeowner's exemption	$383,932	$610,052 Land $53,871 Building $556,181
2024	$4,408.00 (+3.6%)
2023	$4,255.00 (+5.35%) Homeowner's exemption	$609,215 (+10.99%) Land $41,346 Building $567,869	$609,215 (+10.99%) Land $41,346 Building $567,869
2022	$4,039.00 Homeowner's exemption	$548,882 Land $45,894 Building $502,988	$548,882 Land $45,894 Building $502,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Secret St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Secret St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Cox Communications.

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