79 Schooner Ln, Shalimar, FL 32579 Property Records

Okaloosa County property record for 79 Schooner Ln, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,920 sqft · built 1982
Lot Size0.188 acres (8,179 sqft)
Owner2 Individual Names on File
Deeds & MortgagesDec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-000-592-5214-8

Property Details

APN / Parcel Number

Primary APNC56-000-592-5214-8
Alternative APNs
  • 05-2S-23-2080-0116-00K0
  • 23S2052080011600K0

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,920 sqft Living Area
Gross Area2,247 sqft
1st Floor Area1,920 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area8,179 sqft (0.188 acres)
Lot Width80 ft Width
PorchScreened/Unfinished Porch
Porch Area327 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address79 SCHOONER LN
CitySHALIMAR
StateFL
Zip32579-1311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPORT DIXIE BEG SW COR LOT 1 BLK 116 E190 FT N160 FT TO BEG N80 FT W100 FT S80 FT E100 FT TO BEG
Legal Range23W
Legal Township02S
Legal Section05
Legal SubdivisionPORT DIXIE
Legal Block116
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2020
Census Tract21502

Owner

79 Schooner Ln is owned and occupied by two individuals.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address79 SCHOONER LN, SHALIMAR, FL 32579-1311
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address79 SCHOONER LN, SHALIMAR, FL 32579-1311
Document Number0033792534
Instrument DateDec 11, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 SCHOONER LN SHALIMAR FL 325791311, SHALIMAR, FL 32579-1311

Mortgage

Document Number0033792534
DateDec 26, 2018
Book Page003379/002534
Instrument3250292
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term492 Months
DueDec 25, 2059
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$147,955$279,628 Land $83,200 Building $196,428
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$133,276$270,372 Land $58,203 Building $212,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Schooner Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims4 (1995–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Schooner Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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