79 Saint Louis St, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 79 Saint Louis St, Worcester, MA 01607

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 1,624 sqft · built 2019
Lot Size	0.572 acres (24,918 sqft)
Owner	Individual Name on File
Last Sale	$563,000 (Sep 2022)
Tax Bill	$8,117 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-008-04+05`

Property Details

APN / Parcel Number

Primary APN	`31-008-04+05`
Alternative APN	`WORC M:31 B:008 L:04+05`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	3,448 sqft
1st Floor Area	1,624 sqft
Attic	Attic
Attic Area	1,430 sqft
Basement Area	1,534 sqft
Unfinished Basement	1,534 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,918 sqft (0.572 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	31-008-04+05
Street Address	79 SAINT LOUIS ST
City	WORCESTER
State	MA
Zip	01607-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	8
Legal Lot Number	4+05
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2000
Census Tract	732802

Owner

79 Saint Louis St is owned and occupied by an individual who bought it in September 2022.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	79 SAINT LOUIS ST, WORCESTER, MA 01607-1420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVISION BANK
May 17, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Mar 1, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	May 17, 2021 · Amount on File
Deed Book / Page	68289 / 192
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 30, 2022
Property Address	79 SAINT LOUIS ST, WORCESTER, MA 01607-1420
Document Number	068289-192
Book / Page	68289 / 192
Instrument Date	Sep 30, 2022
Instrument	107099
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	79 SAINT LOUIS ST, WORCESTER, MA 01607-1420

Mortgage

Document Number	0000107100
Date	Sep 30, 2022
Instrument	107100

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 17, 2021
Property Address	79 SAINT LOUIS ST, WORCESTER, MA 01607-1420
Document Number	65186-235
Book / Page	65186 / 235
Instrument Date	May 14, 2021
Instrument	68226
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 SAINT LOUIS ST, WORCESTER, MA 01607-1420

Mortgage

Document Number	68227
Date	May 17, 2021
Instrument	68227

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2031
Max Rate At Change	3%
Index	Other
Margin	3

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 1, 2019
Property Address	79 SAINT LOUIS ST, WORCESTER, MA 01607-1420
Document Number	60102-268
Book / Page	060102 / 000268
Instrument Date	Feb 25, 2019
Instrument	517
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transaction

Amount	Amount on Record
Tax	$273.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	44 RAY ST WEBSTER MA 015701961, WEBSTER, MA 01570-1961

Tax Assessment & Valuation

The 2026 property tax bill for 79 Saint Louis St was $8,117, up 3.6% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,117.00 (+3.6%)	$611,200 (+2.9%) Land $126,700 Building $484,500	$596,981 (-4.02%)
2025	$7,835.00	$594,000 Land $119,800 Building $474,200	$621,965 (+2.3%)
2024			$608,000
2023	$7,561.00	$527,300 Land $104,200 Building $423,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Saint Louis St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Saint Louis St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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