79 S Summer St, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 79 S Summer St, Edgartown, MA 02539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 1948
Lot Size	0.129 acres (5,600 sqft)
Owner	Individual Name on Record
Tax Bill	$6,122 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G7700`

Property Details

APN / Parcel Number

Primary APN	`G7700`
Alternative APN	`EDGA M:029B B:0009 L`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,706 sqft Living Area
Gross Area	3,206 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,600 sqft (0.129 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	G7700
Street Address	79 S SUMMER ST
City	EDGARTOWN
State	MA
Zip	02539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	9
Jurisdiction	EDGARTOWN MA
Township / Civil Division	EDGARTOWN
Census Block Group	2
Census Block	2025
Census Tract	200300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Edgartown Village Historic District listed 1983 · 423 contributing resources · NRIS 83003967

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dukes County and Edgartown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 858, EDGARTOWN, MA 02539-0858
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage MARTHA VINEYARD SB

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	79 S SUMMER ST, EDGARTOWN, MA 02539
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001730-598
Date	Feb 26, 2026
Book Page	1730/598
Instrument	815

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	79 S SUMMER ST, EDGARTOWN, MA 02539
Document Number	1435-557
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1435-557
Date	Apr 4, 2017
Book Page	001435/000557
Instrument	2308

Lender

Name	MARTHA VINEYARD SB
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 3, 2032

Tax Assessment & Valuation

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Edgartown Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Edgartown School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,122.00 (+4.1%)	$2,468,700 (+11.24%) Land $1,703,900 Building $764,800	$2,317,584
2025	$5,881.00 (+8.25%)	$2,219,200 (+4.16%) Land $1,557,900 Building $661,300
2024	$5,433.00 (+1.59%)	$2,130,500 (+0.38%) Land $1,557,900 Building $572,600
2023	$5,348.00	$2,122,400 Land $1,582,600 Building $539,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 individual policies
Nearby Flood Policies	311 units insured incl. 90 condo units
Nearby Flood Claims	40 (1978–2024)
Claims Outside the SFHA	4 of 40
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Coastal Storm, Oct 1991 · 12 claims Hurricane Bob, Aug 1991 · 7 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGARTOWN WATER DEPARTMENT serves 8,027 people · EPA ID MA4089000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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