Branch County property record for 79 S Sprague St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,112 sqft |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jan 2022) |
| Tax Bill | $1,687 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 301-000-000-227-00 |
| Primary APN | 301-000-000-227-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,112 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 888 sqft |
| Unfinished Basement | 888 sqft |
| Architectural Style | Colonial |
|---|---|
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 440 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 79 S SPRAGUE ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT INT OF E LI SPRAGUE ST WI N LI WASHINGTON ST TH N ALG E LI SPRAGUE ST 50 FT TH ELY 198 FT TO PT 50 FT N OF N LI |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 951400 |
79 S Sprague St is owned and occupied by an individual who bought it in January 2022.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 79 S SPRAGUE ST, COLDWATER, MI 49036-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on File |
| Deed Sale | Jan 12, 2022 · Amount on File |
| Prior Sale | Jun 17, 2016 · Amount on File |
| Deed Document Number | 2022231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jan 12, 2022 |
| Property Address | 79 S SPRAGUE ST, COLDWATER, MI 49036-2016 |
| Document Number | 0202200231 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2022-00231 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TTL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 JACKSON ST, 118, COLDWATER, MI 49036-1850 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 398 WESTERN AVE, COLDWATER, MI 49036-1045 |
| Document Number | 0202200232 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022-00232 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 79 S Sprague St was $1,687, up 3.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,300 (+9.67%) | $114,600 (+9.67%) | |
| 2025 | $1,687.00 (+3.69%) | $52,250 | $104,500 |
| 2024 | $1,627.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 79 S Sprague St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 79 S Sprague St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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