Pontotoc County property record for 79 Rowland Rd, Pontotoc, MS 38863
| Property Type | Other Improved |
|---|---|
| Details | 1 ba · 1,216 sqft · built 2007 |
| Lot Size | 0.739 acres (32,234 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $226 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Nov 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-22-000-008.01 |
| Primary APN | 105-22-000-008.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,216 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Lot Area | 32,234 sqft (0.739 acres) |
| Garage Area | 400 sqft |
| Utility Building | 200 sqft |
| Account Number | 20360 |
|---|---|
| Street Address | 79 ROWLAND RD |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-7834 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | .74 AC SE1/4 NE1/4 20070098 1/8/07 419 8089 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 950101 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 79 ROWLAND RD, PONTOTOC, MS 38863-7834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage OXFORD UNIVERSITY BANK |
| Nov 26, 2024 | Deed of Trust, Mortgage GUARANTY BANK & TRUST CO |
| May 31, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage OXFORD UNIVERSITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2007 |
| Deed Sale | Jan 8, 2007 |
| Deed Document Number | 2007000098 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 79 ROWLAND RD, PONTOTOC, MS 38863-7834 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 79 ROWLAND RD, PONTOTOC, MS 38863-7834 |
| Document Number | 2023004616 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 2023004616 |
| Name | OXFORD UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 17 Months |
| Due | Apr 26, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 79 ROWLAND RD, PONTOTOC, MS 38863-7834 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 79 ROWLAND RD, PONTOTOC, MS 38863-7834 |
| Document Number | 2024004134 |
|---|---|
| Date | Nov 26, 2024 |
| Instrument | 2024004134 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 85 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 79 ROWLAND RD, PONTOTOC, MS 38863-7834 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 79 ROWLAND RD, PONTOTOC, MS 38863-7834 |
| Document Number | 2024001915 |
|---|---|
| Date | May 31, 2024 |
| Instrument | 2024001915 |
| Name | OXFORD UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 1, 2031 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $226.00 (-8.13%) Homeowner's exemption | $1,709 (-11.4%) | $11,393 (-38.85%) Land $5,050 Building $6,343 |
| 2023 | $246.00 Homeowner's exemption | $1,929 | $18,631 Land $7,550 Building $11,081 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HILL WATER ASSN public/private · serves 4,739 people · EPA ID MS0580004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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