Hernando County property record for 79 Rose Bud Ln, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,860 sqft · built 2023 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $323,900 (Dec 2023) |
| Tax Bill | $3,178 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-223-18-3742-0000-2040 |
| Primary APN | R32-223-18-3742-0000-2040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 2,349 sqft |
| 1st Floor Area | 771 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,400 sqft (0.101 acres) |
| Garage Type | Attached |
| Garage Area | 453 sqft |
| Porch | Open Porch |
| Patio Area | 18 sqft |
| Heating System | HVAC |
|---|
| Account Number | 01803873 |
|---|---|
| Street Address | 79 ROSE BUD LN |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-6634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VERANO PHASE I LOT 204 |
| Legal Subdivision | VERANO PHASE 1 |
| Legal Lot Number | 204 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 40913 |
79 Rose Bud Ln is owned and occupied by two individuals who bought it in December 2023.
Source: Hernando County records, as of March 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 79 ROSE BUD LN, SPRING HILL, FL 34609-6634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 5, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2023 · Amount on File |
| Deed Sale | Dec 5, 2023 · Amount on File |
| Deed Document Number | 202376159 |
| Deed Book / Page | 4369 / 1819 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 79 ROSE BUD LN, SPRING HILL, FL 34609-6634 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 79 ROSE BUD LN, SPRING HILL, FL 34609-6634 |
| Document Number | 0046741959 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 4674/1959 |
| Instrument | 2026013304 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 92361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 5, 2023 |
| Property Address | 79 ROSE BUD LN, SPRING HILL, FL 34609-6634 |
| Document Number | 0043691819 |
| Book / Page | 4369 / 1819 |
| Map Reference | MB 44 PG 42 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023076159 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,267.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709 |
| Name | Verified Name |
|---|---|
| Address | 79 ROSE BUD LN, SPRING HILL, FL 34609-6634 |
| Document Number | 0043691823 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 4369/1823 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
The 2025 property tax bill for 79 Rose Bud Ln was $3,178.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,178.00 | $262,056 Land $8,800 Building $253,256 | $262,056 Land $8,800 Building $253,256 |
| 2023 | $168.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Rose Bud Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 79 Rose Bud Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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