Bergen County and Rutherford Borough property record for 79 Ridge Rd, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 2,644 sqft · built 1915 |
| Lot Size | 0.19 acres (8,255 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $20,090 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00125-0000-00001 |
| Primary APN | 56-00125-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,644 sqft Living Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,255 sqft (0.19 acres) |
| Lot Dimensions | 131 ft deep x 63 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 79 RIDGE RD |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | 63X131 3.43LT |
| Legal Subdivision | MOUNT RUTHERFORD CO |
| Legal Block | 125 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 51400 |
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 79 RIDGE RD, RUTHERFORD, NJ 07070-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · Line of Credit KEARNY BANK |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 11, 2018 | Deed of Trust, Mortgage · Line of Credit KEARNY BK |
| Aug 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KEARNY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2003 |
| Deed Sale | Feb 10, 2003 |
| Prior Sale | Jan 21, 1999 · Amount on Record |
| Deed Book / Page | 8548 / 497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 79 RIDGE RD, RUTHERFORD, NJ 07070-2136 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050820269 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 5082/269 |
| Instrument | 2023060498 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, NJ 07004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 79 RIDGE RD, RUTHERFORD, NJ 07070-2136 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0039750924 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 3975/924 |
| Instrument | 2021024894 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 79 RIDGE RD, RUTHERFORD, NJ 07070-2136 |
| Document Number | 0030380184 |
| Instrument Date | Aug 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Name | Verified Name |
|---|---|
| Address | 79 RIDGE RD RUTHERFORD NJ 070702136, RUTHERFORD, NJ 07070-2136 |
| Document Number | 0030380184 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 003038/000184 |
| Instrument | 61485 |
| Name | KEARNY BK |
|---|---|
| Address | FAIRFIELD, NJ 07004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 79 RIDGE RD, RUTHERFORD, NJ 07070-2136 |
| Document Number | 0038661857 |
| Instrument Date | Aug 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 79 RIDGE RD RUTHERFORD NJ 070702136, RUTHERFORD, NJ 07070-2136 |
| Document Number | 0038661857 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 003866/001857 |
| Instrument | 133384 |
| Name | KEARNY BK |
|---|---|
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $627,800 (-) Land $306,000 Building $321,800 | $627,800 (-) Land $306,000 Building $321,800 | |
| 2025 | $20,090.00 (+2.54%) | $627,800 (-) Land $306,000 Building $321,800 | $627,800 (-) Land $306,000 Building $321,800 |
| 2024 | $19,593.00 (+5.12%) | ||
| 2023 | $627,800 Land $306,000 Building $321,800 | $627,800 Land $306,000 Building $321,800 | |
| 2022 | $18,639.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 8 (1997–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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