79 Richardson Rd, Irmo, SC 29063 Property Records

Richland County property record for 79 Richardson Rd, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,176 sqft · built 1948
Lot Size	0.741 acres (32,304 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Feb 2017)
Tax Bill	$4,689 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Feb 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02405-01-27`

Property Details

APN / Parcel Number

Primary APN	`02405-01-27`
Alternative APNs	`R02405-01-27` `02001238`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Heated Area
Gross Area	1,222 sqft
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,304 sqft (0.741 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	46 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02001238
Street Address	79 RICHARDSON RD
City	IRMO
State	SC
Zip	29063-9340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 1 91.2X196.1X312.2X254.9 #SU #PR RB727-3166 2187-3365
Legal Subdivision	J L RICHARDSON
Legal Lot Number	1,91
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1008
Census Tract	10310

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	79 RICHARDSON RD, IRMO, SC 29063-9340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU
Feb 16, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 16, 2017	Grant Deed, Transfer · Conventional Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2017 · Amount on Record
Deed Sale	Feb 16, 2017 · Amount on Record
Deed Document Number	201710987
Deed Book / Page	2187 / 3342
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	79 RICHARDSON RD, IRMO, SC 29063-9340
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027612699
Date	Jul 12, 2022
Book Page	2761/2699
Instrument	2022039608

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2042

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 16, 2017
Property Address	79 RICHARDSON RD, IRMO, SC 29063-9340
Document Number	2187/3348
Book / Page	002187 / 003348
Instrument Date	Feb 9, 2017
Instrument	10988
Transaction Type	Transfer
Record Updated	Mar 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 RICHARDSON RD IRMO SC 290639340, IRMO, SC 29063-9340

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 16, 2017
Property Address	79 RICHARDSON RD, IRMO, SC 29063-9340
Document Number	2187/3342
Book / Page	002187 / 003342
Instrument Date	Feb 9, 2017
Instrument	10987
Transaction Type	Transfer
Record Updated	Mar 21, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 RICHARDSON RD IRMO SC 290639340, IRMO, SC 29063-9340

Mortgage

Document Number	2187/3354
Date	Feb 16, 2017
Book Page	002187/003354
Instrument	10989

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 15, 2032

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,689.00 (+29.64%)	$157,700 (+3,185.42%)	$184,400 (+53.67%) Land $93,800 Building $90,600
2023	$3,617.00 (+4.9%)	$4,800 (-33.33%)	$120,000 (-)
2021	$3,448.00	$7,200	$120,000 Land $81,000 Building $39,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 units insured incl. 5 condo units
Nearby Flood Claims	3 (2015–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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