79 Regency Park, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 79 Regency Park, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	637 sqft · built 1964
Lot Size	0.009 acres (379 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jan 2022)
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04202-0000-00001-0000-C0079`

Property Details

APN / Parcel Number

Primary APN	`48-04202-0000-00001-0000-C0079`
Alternative APN	`4804202000000001C0079`

Interior

Building Area	637 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Condo/Apartment
Lot Area	379 sqft (0.009 acres)

Location & Zoning

Street Address	79 REGENCY PARK
City	RAMSEY
State	NJ
Zip	07446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	REGENCY PARK
Legal Block	4202
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	3
Census Block	3000
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 REGENCY PARK, RAMSEY, NJ 07446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Jan 8, 2016 · Amount on Record
Deed Document Number	20223447
Deed Book / Page	4526 / 1681
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 10, 2022
Property Address	79 REGENCY PARK, RAMSEY, NJ 07446
Document Number	0045261681
Book / Page	4526 / 1681
Instrument Date	Oct 28, 2021
Instrument	2022003447
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,013.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	734 HIGHLAND AVE, 734, PARAMUS, NJ 07652-3703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 REGENCY PARK, RAMSEY, NJ 07446

Mortgage

Document Number	2022003448
Date	Jan 10, 2022
Instrument	2022003448

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,900 (+4.56%) Land $160,000 Building $87,900	$247,900 (+4.56%) Land $160,000 Building $87,900
2025	$4,882.00 (-3.73%)	$237,100 (+31.94%) Land $150,000 Building $87,100	$237,100 (+31.94%) Land $150,000 Building $87,100
2024	$5,071.00 (+7.6%)
2023		$179,700 Land $105,000 Building $74,700	$179,700 Land $105,000 Building $74,700
2022	$4,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20