79 Ravine Rd, Inlet Beach, FL 32461 Property Records

Walton County property record for 79 Ravine Rd, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,962 sqft · built 2022
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Last Sale	$858,800 (Dec 2022)
Tax Bill	$7,581 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-3S-18-16121-000-3380`

Property Details

APN / Parcel Number

Primary APN	`24-3S-18-16121-000-3380`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,962 sqft Living Area
Gross Area	3,772 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	13.3 ft deep x 5 ft wide
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	79 RAVINE RD
City	INLET BEACH
State	FL
Zip	32461-8644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 338 WATERSOUND ORIGINS- NATUREWALK PHASE 2 PB 23-1 OR 3218-1471 OR 3275-4809
Legal Phase	2
Legal Lot Number	338
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2019
Census Tract	950610

Owner

79 Ravine Rd is owned and occupied by an individual who bought it in December 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	79 RAVINE RD, INLET BEACH, FL 32461-8644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2022 · Amount on File
Deed Sale	Dec 19, 2022 · Amount on File
Deed Document Number	20220053940
Deed Book / Page	3275 / 4809
Record Updated	Jun 8, 2026

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 19, 2022
Property Address	79 RAVINE RD, INLET BEACH, FL 32461-8644
Document Number	0032754809
Book / Page	3275 / 4809
Map Reference	MB 23 PG 1
Instrument Date	Dec 16, 2022
Instrument	20220053940
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	K TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,011.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 NE 1ST ST, DELRAY BEACH, FL 33444-3807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 RAVINE RD, INLET BEACH, FL 32461-8644

Mortgage

Document Number	0032754811
Date	Dec 19, 2022
Book Page	3275/4811
Instrument	20220053941

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.55%
Type Change Date	Jan 1, 2033
Change Frequency	Quarterly
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$906,756 Land $150,000 Building $756,756	$906,756 Land $150,000 Building $756,756
2024	$7,581.00 (+19.35%)
2023	$6,352.00 (+398.98%)	$699,163 (+408.61%) Land $123,842 Building $575,321	$699,163 (+408.61%) Land $123,842 Building $575,321
2022	$1,273.00	$137,465 Land $137,465	$137,465 Land $137,465

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 79 Ravine Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Ravine Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ravine Rd

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