79 Prospect St, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 79 Prospect St, Freeport, NY 11520

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,738 sqft · built 1964
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Oct 2025)
Tax Bill	$9,250 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`62-187-00-0100`

Property Details

APN / Parcel Number

Primary APN	`62-187-00-0100`
Alternative APNs	`2009-62-187-00-0100-0` `62187000100000000000` `282009 62.-187-100` `62187 01000`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,738 sqft Living Area
1st Floor Area	1,489 sqft
Basement Area	1,249 sqft
Finished Basement	1,249 sqft
Elevator	Elevator

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Raised Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
View / Lot	Canal Front
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	62187 01000
Street Address	79 PROSPECT ST
City	FREEPORT
State	NY
Zip	11520-6019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 009
Legal Subdivision	RANDALL BAY ESTATE SECTION NO 1
Legal Block	187
Legal Lot Number	100-1
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	1
Census Block	1000
Census Tract	414501

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 LENOX PL, FREEPORT, NY 11520-5010
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Oct 31, 2018	Grant Deed, Transfer
Oct 2, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	202563499
Deed Book / Page	D14674 / 574
Record Updated	Oct 29, 2026

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Oct 2, 2025
Property Address	79 PROSPECT ST, FREEPORT, NY 11520-6019
Document Number	D146740574
Book / Page	D14674 / 574
Map Reference	MAP 345
Instrument Date	Sep 26, 2025
Instrument	2025-63499
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 PROSPECT ST, FREEPORT, NY 11520-6019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LENOX PL, FREEPORT, NY 11520-5010

Mortgage

Document Number	0202563500
Date	Oct 2, 2025
Instrument	2025-63500

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU NY
Recording Date	Oct 31, 2018
Property Address	79 PROSPECT ST, FREEPORT, NY 11520-6019
Document Number	0137260884
Book / Page	013726 / 000884
Instrument Date	Sep 21, 2018
Instrument	97748
Transaction Type	Transfer
Record Updated	Nov 26, 2018

Transaction

Amount	Amount Recorded
Tax	$1,467.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	81 PROSPECT ST FREEPORT NY 115206019, FREEPORT, NY 11520-6019

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU NY
Recording Date	Oct 2, 2018
Property Address	79 PROSPECT ST, FREEPORT, NY 11520-6019
Document Number	0137140292
Book / Page	013714 / 000292
Instrument Date	Sep 7, 2018
Instrument	88333
Transaction Type	Transfer
Record Updated	Oct 29, 2018

Transaction

Amount	Amount Recorded
Tax	$1,467.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 PROSPECT ST FREEPORT NY 115206019, FREEPORT, NY 11520-6019

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Freeport Village
Unified School District	Freeport Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429 (-) Land $274 Building $155	$429,000 (-)
2025	$9,250.00 (+13.25%)	$429 (+4.13%) Land $274 Building $155	$429,000 (+4.13%)
2023	$8,168.00 Additional exemption filed	$412 Land $274 Building $138	$412,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 349 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	410 units insured incl. 61 condo units
Nearby Flood Claims	1,503 (1978–2024)
Claims Outside the SFHA	35 of 1,503
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 507 claims Hurricane Irene, Sep 2011 · 277 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEPORT (V) serves 45,000 people · EPA ID NY2902823
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

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