79 Pine St, Sudbury, MA 01776 Property Records

Middlesex County and Sudbury Town property record for 79 Pine St, Sudbury, MA 01776

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 1961
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$526,000 (Jun 2018)
Tax Bill	$10,353 (2026)
Deeds & Mortgages	Feb 2021 Refinance Dec 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SUDB H-04-00247`

Property Details

APN / Parcel Number

Primary APN	`SUDB H-04-00247`
Alternative APN	`H=04=00247`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	2,632 sqft
Basement Area	620 sqft
Unfinished Basement	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	79 PINE ST
City	SUDBURY
State	MA
Zip	01776-2564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Subdivision	HOLMAN S HALF ACRES
Jurisdiction	SUDBURY MA
Township / Civil Division	SUDBURY
Census Block Group	3
Census Block	3006
Census Tract	365201

Owner

79 Pine St is owned and occupied by two individuals who bought it in June 2018.

Source: Middlesex County and Sudbury Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	79 PINE ST, SUDBURY, MA 01776-2564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Dec 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Jun 29, 2018	Quit Claim Deed, Transfer COMMONWEALTH MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Apr 14, 1989 · Amount on File
Deed Book / Page	71250 / 464
Transfer Doc	071250-464
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	79 PINE ST, SUDBURY, MA 01776-2564
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076933-330
Date	Feb 10, 2021
Book Page	76933/330
Instrument	30886

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	79 PINE ST, SUDBURY, MA 01776-2564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73904-3
Date	Dec 27, 2019
Book Page	73904/3
Instrument	207116

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUDBURY MA
Recording Date	Jun 29, 2018
Property Address	79 PINE ST, SUDBURY, MA 01776-2564
Document Number	71250-464
Book / Page	71250 / 464
Instrument	96825
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	79 PINE ST, SUDBURY, MA 01776-2564

Mortgage

Document Number	712500470
Date	Jun 29, 2018
Instrument	71250/0470

Lender

Name	COMMONWEALTH MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 29, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 79 Pine St was $10,353, up 3% from the year before.

Source: Middlesex County and Sudbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Sudbury Town
Secondary School District	Lincoln-Sudbury School District (09 - 12)
Elementary School District	Sudbury School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,353.00 (+2.99%)	$725,500 (+5.67%) Land $403,500 Building $322,000	$806,997 (+9.21%)
2025	$10,052.00 (+3.45%)	$686,600 (+3.23%) Land $380,500 Building $306,100	$738,910 (+3.61%)
2024	$9,717.00 (+1.59%)	$665,100 (+9.66%) Land $369,400 Building $295,700	$713,165
2023	$9,565.00	$606,500 Land $335,800 Building $270,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Pine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Pine St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUDBURY WATER DISTRICT serves 18,416 people · EPA ID MA3288000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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