79 Phillips St, Beacon, NY 12508 Property Records

Dutchess County and Beacon City property record for 79 Phillips St, Beacon, NY 12508

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,060 sqft · built 1970
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$247,500 (Aug 2019)
Tax Bill$7,255 (2025)
Deeds & MortgagesFeb 2022 Refinance
Dec 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN130200-6054-13-045433-0000

Property Details

APN / Parcel Number

Primary APN130200-6054-13-045433-0000
Alternative APNs
  • 020000605400130454330000
  • 130200 6.54-13-45.433
  • 30045433

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,060 sqft Living Area
Gross Area1,312 sqft
1st Floor Area1,060 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions100 ft deep x 78 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number30045433
Street Address79 PHILLIPS ST
CityBEACON
StateNY
Zip12508-4117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-7.5
Legal Description.18 AC (C) 1639 0697 1413 0550
Legal SubdivisionVIEW TERRACE SEC 02
Legal Block13
Legal Lot Number45
JurisdictionDUTCHESS NY
Township / Civil DivisionBEACON
Census Block Group4
Census Block4002
Census Tract210301

Owner

Source: Dutchess County and Beacon City assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address79 PHILLIPS ST, BEACON, NY 12508-4117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
HUDSON VALLEY FCU
Dec 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WALDEN FEDERAL SAVINGS BANK
May 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUDSON VLY CU
Aug 29, 2019Grant Deed, Transfer · Conventional with PMI
WALDEN SVGS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2019 · Amount on Record
Deed SaleAug 29, 2019 · Amount on Record
Prior SaleMar 16, 2010 · Amount on Record
Deed Document Number20192019-5627
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address79 PHILLIPS ST, BEACON, NY 12508-4117
Transaction TypeMortgage
Record UpdatedMar 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000813
DateFeb 18, 2022
Instrument813
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMar 1, 2042

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address79 PHILLIPS ST, BEACON, NY 12508-4117
Transaction TypeMortgage
Record UpdatedJan 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057861
DateDec 27, 2021
Instrument57861
Lender
NameWALDEN FEDERAL SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address79 PHILLIPS ST, BEACON, NY 12508-4117
Document Number0000002122
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJul 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 PHILLIPS ST BEACON NY 125084117, BEACON, NY 12508-4117

Mortgage

Document Number0000002122
DateMay 21, 2020
Instrument2122
Lender
NameHUDSON VLY CU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 20, 2040

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDUTCHESS NY
Recording DateAug 29, 2019
Property Address79 PHILLIPS ST, BEACON, NY 12508-4117
Document Number0000005627
Instrument DateAug 21, 2019
Instrument5627
Transaction TypeTransfer
Record UpdatedSep 27, 2019
Title CompanyQUEEN CITY ABSTRACT, QUEEN CITY ABS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 N ELM ST BEACON NY 125081518, BEACON, NY 12508-1518

Mortgage

Document Number4553
DateAug 29, 2019
Instrument4553
Lender
NameWALDEN SVGS BK
TypeFederal Savings Bank
AddressMONTGOMERY, NY 12549
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 28, 2049

Tax Assessment & Valuation

Source: Dutchess County and Beacon City assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
MunicipalityBeacon City
Unified School DistrictBeacon City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,255.00 (+25.37%)$372,800 (+12.97%) Land $49,400 Building $323,400$372,800 (+12.97%) Land $49,400 Building $323,400
2023$330,000 (+20.17%) Land $47,000 Building $283,000$330,000 (+20.17%) Land $47,000 Building $283,000
2022$274,600 Land $47,000 Building $227,600$274,600 Land $47,000 Building $227,600
2020$5,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1979–2011)
Claims Outside the SFHA1 of 5
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEACON CITY
serves 14,370 people · EPA ID NY1302760
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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