79 Park Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 79 Park Ave, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	3,233 sqft · built 1925
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Feb 2000)
Tax Bill	$17,381 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01262-02-00005`

Property Details

APN / Parcel Number

Primary APN	`07-01262-02-00005`
Alternative APN	`0701262B00005`

Interior

Stories	2 Stories
Building Area	3,233 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Location & Zoning

Old Parcel Number	0701262B00005
Street Address	79 PARK AVE
City	PASSAIC
State	NJ
Zip	07055-5516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	1262
Legal Lot Number	5
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1027
Census Tract	175701

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 PARK AVE, PASSAIC, NJ 07055-5516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC
Nov 19, 2019	Deed of Trust, Mortgage · Conventional with PMI FM HM LOANS
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2000 · Amount on Record
Deed Sale	Feb 29, 2000 · Amount on Record
Deed Document Number	2000129340
Deed Book / Page	0165 / 303
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	79 PARK AVE, PASSAIC, NJ 07055-5516
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 PARK AVE, PASSAIC, NJ 07055-5516

Mortgage

Document Number	0000052167
Date	Nov 9, 2022
Book Page	M18256/64
Instrument	2022052167

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 26, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	79 PARK AVE, PASSAIC, NJ 07055-5516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MADISON TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055666
Date	Oct 30, 2020
Book Page	M16553/12
Instrument	2020055666

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	79 PARK AVE, PASSAIC, NJ 07055-5516
Document Number	0000056006
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	79 PARK AVE PASSAIC NJ 070555516, PASSAIC, NJ 07055-5516

Mortgage

Document Number	0000056006
Date	Dec 4, 2019
Book Page	015865/000160
Instrument	56006

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	79 PARK AVE, PASSAIC, NJ 07055-5516
Document Number	0000051092
Book / Page	014732 / 000104
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 PARK AVE PASSAIC NJ 070555516, PASSAIC, NJ 07055-5516

Mortgage

Document Number	0000051092
Date	Oct 18, 2017
Book Page	014732/000104
Instrument	51092

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 17, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,200 (-) Land $115,000 Building $293,200	$408,200 (-) Land $115,000 Building $293,200
2025	$17,381.00 (+3.27%)	$408,200 (-) Land $115,000 Building $293,200	$408,200 (-) Land $115,000 Building $293,200
2024	$16,830.00 (+28.32%)
2023		$408,200 Land $115,000 Building $293,200	$408,200 Land $115,000 Building $293,200
2022	$13,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1994–2012)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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