79 Ontario Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 79 Ontario Dr, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,254 sqft · built 2019
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$245,000 (Jun 2023)
Tax Bill	$3,554 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-14A-0003.0000`

Property Details

APN / Parcel Number

Primary APN	`02-14A-0003.0000`
Alternative APNs	`02-02-14A-0003.0000` `07241853`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,254 sqft Living Area
1st Floor Area	792 sqft
Basement Area	670 sqft
Finished Basement	670 sqft

Exterior

Year Built	Built 2019
Architectural Style	Row End or Row Middle
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07241853
Street Address	79 ONTARIO DR
City	FALLING WATERS
State	WV
Zip	25419-0059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.05 AC TH LOT 18 SEC 4 PHZ 1 TOWNES AT POTOMAC STATION
Legal Subdivision	TOWNES/POTOMAC STATION PH 1 SE
Legal Lot Number	18
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1003
Census Tract	971105

Owner

79 Ontario Dr is owned by a company that bought it in June 2023.

Source: Berkeley County records, as of November 14, 2025

Owner of Record	Company Name on File
Mailing Address	7322 FREEBIRD LN, ELKRIDGE, MD 21075-7291
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed, Transfer · Commercial Mortgage CITY NATIONAL BANK
Oct 19, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 2, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 23, 2019	Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Prior Sale	Jul 23, 2019 · Amount on File
Deed Document Number	20230014917
Deed Book / Page	1440 / 114
Record Updated	Jun 8, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Jun 2, 2023
Property Address	79 ONTARIO DR, FALLING WATERS, WV 25419-0059
Document Number	001440/114
Book / Page	1440 / 114
Map Reference	PC 17 SLS 111&112
Instrument Date	May 20, 2023
Instrument	20230014917
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	WV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,886.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004022/656
Date	Jun 2, 2023
Book Page	4022/656
Instrument	20230014918

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	79 ONTARIO DR, FALLING WATERS, WV 25419-0059
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	SOLDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003962/646
Date	Oct 19, 2022
Book Page	3962/646
Instrument	20220037036

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	79 ONTARIO DR, FALLING WATERS, WV 25419-0059
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003824/462
Date	Dec 2, 2021
Book Page	3824/462
Instrument	20210045056

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Jul 23, 2019
Property Address	79 ONTARIO DR, FALLING WATERS, WV 25419-0059
Document Number	1256/128
Book / Page	1256 / 128
Map Reference	PC 17 SL 111 & 112
Instrument Date	Jul 10, 2019
Instrument	20190021702
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.15
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	79 ONTARIO DR, FALLING WATERS, WV 25419-0059

Mortgage

Document Number	20190021703
Date	Jul 23, 2019
Instrument	20190021703

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 79 Ontario Dr was $3,554.

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,554.00	$146,160 Land $33,240 Building $112,920	$243,600 Land $55,400 Building $188,200
2023	$1,547.00	$122,460 Land $28,440 Building $94,020	$204,100 Land $47,400 Building $156,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 79 Ontario Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Ontario Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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