79 Ocean Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 79 Ocean Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,276 sqft · built 1982
Lot Size	0.22 acres (9,599 sqft)
Owner	Company Name on Record
Last Sale	$390,000 (May 2014)
Tax Bill	$6,736 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`412211329007`

Property Details

APN / Parcel Number

Primary APN	`412211329007`
Alternative APNs	`00930230000008` `10004690331`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,276 sqft Living Area
Gross Area	3,154 sqft
1st Floor Area	2,276 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,599 sqft (0.22 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	322 sqft
Porch	Enclosed/Screened Porch
Porch Area	416 sqft
Loading Dock	168 sqft
Lawn Sprinklers	Lawn Sprinklers
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00930230000008
Street Address	79 OCEAN DR
City	PUNTA GORDA
State	FL
Zip	33950-5080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC4 BLK11 LT38 150/432 436/781 692/2094-95 795/440 -41 UNREC DC PR96-669 DC1493/461 AFF1493/462 1493/463 1624/1097 2019/2194 3867/1467 4195/1690
Legal Range	22E
Legal Township	41S
Legal Section	11
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	11
Legal Lot Number	38
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2001
Census Tract	10401

Owner

Source: Charlotte County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	79 OCEAN DR, PUNTA GORDA, FL 33950-5080
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2014 · Amount on Record
Deed Sale	May 19, 2014 · Amount on Record
Prior Sale	Mar 28, 2002 · Amount on Record
Deed Document Number	20142267149
Deed Book / Page	3867 / 1467
Last Transfer Date	May 4, 2017
Transfer Doc	0041951690
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	79 OCEAN DR, PUNTA GORDA, FL 33950-5080
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 OCEAN DR, PUNTA GORDA, FL 33950-5080

Mortgage

Document Number	0046960750
Date	Jan 22, 2021
Book Page	4696/750
Instrument	2895637

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 5, 2017
Property Address	79 OCEAN DR, PUNTA GORDA, FL 33950-5080
Document Number	0041951690
Book / Page	004195 / 001690
Instrument Date	May 4, 2017
Instrument	2521490
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	79 OCEAN DR PUNTA GORDA FL 339505080, PUNTA GORDA, FL 33950-5080

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,736.00 (-13.46%) Homeowner's exemption	$446,325 (+11.2%)	$542,308 (-16.66%) Land $372,300 Building $170,008
2024	$7,784.00 (+7.41%)
2023	$7,247.00 (-0.22%) Homeowner's exemption	$401,359 (-1.83%)	$650,727 (+15.82%) Land $438,000 Building $212,727
2022	$7,263.00 Homeowner's exemption	$408,848	$561,859 Land $310,250 Building $251,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 436 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,147 units insured incl. 711 condo units
Nearby Flood Claims	242 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 140 claims Hurricane Helene, Sep 2024 · 43 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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