79 Ocean Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 79 Ocean Dr, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,276 sqft · built 1982
Lot Size0.22 acres (9,599 sqft)
OwnerCompany Name on Record
Last Sale$390,000 (May 2014)
Tax Bill$6,736 (2025)
Deeds & MortgagesJan 2021 Mortgage
May 2017 Transfer
Flood ZoneZone AE (high risk)
APN412211329007

Property Details

APN / Parcel Number

Primary APN412211329007
Alternative APNs
  • 00930230000008
  • 10004690331

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,276 sqft Living Area
Gross Area3,154 sqft
1st Floor Area2,276 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,599 sqft (0.22 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area462 sqft
DrivewayDriveway
Driveway Area560 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area322 sqft
PorchEnclosed/Screened Porch
Porch Area416 sqft
Loading Dock168 sqft
Lawn SprinklersLawn Sprinklers
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00930230000008
Street Address79 OCEAN DR
CityPUNTA GORDA
StateFL
Zip33950-5080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPUNTA GORDA ISLES SEC4 BLK11 LT38 150/432 436/781 692/2094-95 795/440 -41 UNREC DC PR96-669 DC1493/461 AFF1493/462 1493/463 1624/1097 2019/2194 3867/1467 4195/1690
Legal Range22E
Legal Township41S
Legal Section11
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block11
Legal Lot Number38
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2001
Census Tract10401

Owner

Source: Charlotte County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address79 OCEAN DR, PUNTA GORDA, FL 33950-5080
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
May 5, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2014 · Amount on Record
Deed SaleMay 19, 2014 · Amount on Record
Prior SaleMar 28, 2002 · Amount on Record
Deed Document Number20142267149
Deed Book / Page3867 / 1467
Last Transfer DateMay 4, 2017
Transfer Doc0041951690
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address79 OCEAN DR, PUNTA GORDA, FL 33950-5080
Transaction TypeMortgage
Record UpdatedFeb 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 OCEAN DR, PUNTA GORDA, FL 33950-5080

Mortgage

Document Number0046960750
DateJan 22, 2021
Book Page4696/750
Instrument2895637
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateMay 5, 2017
Property Address79 OCEAN DR, PUNTA GORDA, FL 33950-5080
Document Number0041951690
Book / Page004195 / 001690
Instrument DateMay 4, 2017
Instrument2521490
Transaction TypeTransfer
Record UpdatedJul 11, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address79 OCEAN DR PUNTA GORDA FL 339505080, PUNTA GORDA, FL 33950-5080

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,736.00 (-13.46%) Homeowner's exemption$446,325 (+11.2%)$542,308 (-16.66%) Land $372,300 Building $170,008
2024$7,784.00 (+7.41%)
2023$7,247.00 (-0.22%) Homeowner's exemption$401,359 (-1.83%)$650,727 (+15.82%) Land $438,000 Building $212,727
2022$7,263.00 Homeowner's exemption$408,848$561,859 Land $310,250 Building $251,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 436 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,147 units insured
incl. 711 condo units
Nearby Flood Claims242 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 140 claims
  • Hurricane Helene, Sep 2024 · 43 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Blue Stream.

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