79 Oak St, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 79 Oak St, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	3,734 sqft · built 1900
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$17,843 (2025)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`51-02010-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`51-02010-0000-00020`
Alternative APN	`510201000020`

Interior

Units	2 Units
Stories	2 Stories
Building Area	3,734 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 64 ft wide

Location & Zoning

Street Address	79 OAK ST
City	RIDGEWOOD
State	NJ
Zip	07450-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	.220 AC RUSENIAN LIFE EST
Legal Block	2010
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	1
Census Block	1004
Census Tract	47400

Owner

79 Oak St is owned and occupied by an individual who acquired it in September 2021.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	79 OAK ST, RIDGEWOOD, NJ 07450-2508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 14, 2021
Transfer Doc	0044141507
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Oct 13, 2021
Property Address	79 OAK ST, RIDGEWOOD, NJ 07450-2508
Document Number	0044141507
Book / Page	4414 / 1507
Instrument Date	Sep 14, 2021
Instrument	2021156921
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 OAK ST, RIDGEWOOD, NJ 07450-2508

Tax Assessment & Valuation

The 2025 property tax bill for 79 Oak St was $17,843, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$617,400 (-) Land $290,600 Building $326,800	$617,400 (-) Land $290,600 Building $326,800
2025	$17,843.00 (+0.73%)	$617,400 Land $290,600 Building $326,800	$617,400 Land $290,600 Building $326,800
2024	$17,713.00
2023		$617,400 Land $290,600 Building $326,800	$617,400 Land $290,600 Building $326,800
2022	$16,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20