79 Oak Ridge Rd, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 79 Oak Ridge Rd, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,406 sqft · built 1855
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$185,900 (Mar 2010)
Tax Bill	$4,123 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:4 L:65`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:4 L:65`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,406 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	984 sqft
Basement Area	192 sqft
Unfinished Basement	192 sqft

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1855
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	79 OAK RIDGE RD
City	BIDDEFORD
State	ME
Zip	04005-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Lot Number	65
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2012
Census Tract	25300

Owner

79 Oak Ridge Rd is owned and occupied by two individuals who bought it in March 2010.

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	79 OAK RIDGE RD, BIDDEFORD, ME 04005-9730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage LIGHTHOUSE FUNDING CORP
Jul 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION
May 30, 2019	Deed of Trust, Mortgage · Line of Credit NORTHEAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2010 · Amount on File
Deed Sale	Mar 5, 2010 · Amount on File
Deed Book / Page	15824 / 0127
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	79 OAK RIDGE RD, BIDDEFORD, ME 04005-9730
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197640230
Date	Oct 16, 2025
Book Page	19764/230
Instrument	2025037532

Lender

Name	LIGHTHOUSE FUNDING CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	85 Months
Due	Nov 1, 2032

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	79 OAK RIDGE RD, BIDDEFORD, ME 04005-9730
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190770264
Date	Jul 25, 2022
Book Page	19077/264
Instrument	2022031321

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	79 OAK RIDGE RD, BIDDEFORD, ME 04005-9730
Document Number	0179730845
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	79 OAK RIDGE RD BIDDEFORD ME 040059730, BIDDEFORD, ME 04005-9730

Mortgage

Document Number	0179730845
Date	Jun 17, 2019
Book Page	017973/000845
Instrument	22108

Lender

Name	NORTHEAST CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 16, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 79 Oak Ridge Rd was $4,123, up 5.9% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,123.00 (+5.91%)	$276,000 (+0.8%) Land $159,800 Building $116,200
2024	$3,893.00 (+9.54%)	$273,800 (+1.07%) Land $159,800 Building $114,000
2023	$3,554.00 (+0.54%)	$270,900 (+25.77%) Land $156,900 Building $114,000	$452,960
2022	$3,535.00	$215,400 Land $106,100 Building $109,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Oak Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Oak Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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