Carter County property record for 79 Oak Point Rd, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,794 sqft · built 1977 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Jan 2021) |
| Tax Bill | $1,236 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage May 2019 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-10-00-005.00 |
| Primary APN | 120-10-00-005.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Other |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Terrain | Steep |
| View / Lot | Waterfront - Canal |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 1,794 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Space Heater |
| Account Number | 31570 |
|---|---|
| Street Address | 79 OAK POINT RD |
| City | GRAYSON |
| State | KY |
| Zip | 41143-8714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1.1 ACRES |
| Legal Subdivision | DAMRON MAYO |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAYSON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 960601 |
Source: Carter County records · APN 120-10-00-005.00
Assessment roll updated April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 79 OAK POINT RD, GRAYSON, KY 41143-8714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| May 24, 2019 | Special Warranty Deed, Transfer · Line of Credit THE COMMERCIAL BANK OF GRAYSON |
| Mar 05, 2019 | Commissioner's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on Record |
| Deed Sale | Jan 19, 2021 · Amount on Record |
| Prior Sale | May 24, 2019 · Amount on Record |
| Deed Document Number | 2021495731 |
| Deed Book / Page | 447 / 1 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Jan 19, 2021 |
| Property Address | 79 OAK POINT RD, GRAYSON, KY 41143-8714 |
| Document Number | 000OR447/1 |
| Book / Page | OR447 / 1 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 495731 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 79 OAK POINT RD, 79, GRAYSON, KY 41143-8714 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 79 OAK POINT RD, GRAYSON, KY 41143-8714 |
| Document Number | 0000495732 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 495732 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | May 24, 2019 |
| Property Address | 79 OAK POINT RD, GRAYSON, KY 41143-8714 |
| Document Number | 0OR411/432 |
| Book / Page | OR411 / 432 |
| Instrument Date | May 07, 2019 |
| Instrument | 388939 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | USA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3415 VISION DR, 3415, COLUMBUS, OH 43219-6009 |
| Name | Verified Name |
|---|---|
| Address | 7380 N STATE HIGHWAY 7, GRAYSON, KY 41143-9275 |
| Document Number | 0000388940 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 388940 |
| Name | THE COMMERCIAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 07, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Mar 05, 2019 |
| Property Address | 79 OAK POINT RD, GRAYSON, KY 41143-8714 |
| Document Number | 0OR407/101 |
| Book / Page | OR407 / 101 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 387995 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3415 VISION DR, COLUMBUS, OH 43219-6009 |
Source: Carter County records · Assessment roll updated April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,236.00 (-1.04%) | $145,000 (-) | $145,000 (-) |
| 2023 | $1,249.00 | $145,000 | $145,000 |
Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 17 in force |
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Rural Telephone Cooperative Corporation Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL | 200 / 20 |
Based on FCC filings for 49 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures