79 Oak Forest Dr, Cullowhee, NC 28723 Property Records

Jackson County property record for 79 Oak Forest Dr, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,682 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,000 (Mar 2021)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Mar 2021 Sale Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7558-07-8823`

Property Details

APN / Parcel Number

Primary APN	`7558-07-8823`
Alternative APN	`179405`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,682 sqft Heated Area
1st Floor Area	1,714 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	192 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	79 OAK FOREST DR
City	CULLOWHEE
State	NC
Zip	28723-6866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 OAK FOREST
Legal Lot Number	12
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	4
Census Block	4029
Census Tract	950600

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 OAK FOREST DR, CULLOWHEE, NC 28723-6866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Warranty Deed, Transfer
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage CRESCOM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Book / Page	2297 / 802
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 30, 2021
Property Address	79 OAK FOREST DR, CULLOWHEE, NC 28723-6866
Document Number	0022970802
Book / Page	2297 / 802
Map Reference	MB 922 PG 396
Instrument Date	Mar 29, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$678.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 N RUTHERFORD RD, 159, GREER, SC 29651-5522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 LAKEWOOD DR, SHERMAN, TX 75092-2211
Investor	Possibly a Property Investor

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 25, 2017
Property Address	79 OAK FOREST DR, CULLOWHEE, NC 28723-6866
Document Number	0021930317
Book / Page	2193 / 317
Map Reference	MB 832 PG 705
Instrument Date	Jul 24, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 BEAVER RIDGE RD, 109, ASHEVILLE, NC 28804-3904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 N RUTHERFORD RD, GREER, SC 29651-5522

Mortgage

Document Number	0021930320
Date	Jul 25, 2017
Book Page	2193/320

Lender

Name	CRESCOM BANK
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$439,059 (+107.25%) Land $48,000 Building $391,059
2025	$1,668.00 (+107.2%)
2023	$805.00	$211,850 Land $37,000 Building $174,850

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2018–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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