Union County property record for 79 Northshore Dr, McCook Lake, SD 57049 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,032 sqft · built 1942 |
| Lot Size | 0.317 acres (13,797 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,382 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.13.04.1060 |
| Primary APN | 05.13.04.1060 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 13,797 sqft (0.317 acres) |
| Lot Dimensions | 202 ft deep x 68.2 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 79 NORTHSHORE DR |
|---|---|
| City | MCCOOK LAKE |
| State | SD |
| Zip | 57049-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 79 LIBBY GOV'T LOT 3 N SIOUX CITY |
| Legal Subdivision | LIBBY ADDITION |
| Legal Block | B |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | NORTH SIOUX CITY |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 20302 |
Source: Union County records · APN 05.13.04.1060
Assessment roll updated October 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 E BIG SKY PL, SIOUX FALLS, SD 57110-5708 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CU MORTGAGE DIRECT LLC |
| Apr 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 79 NORTHSHORE DR, MCCOOK LAKE, SD 57049-4013 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000176/453 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 176/453 |
| Instrument | 202064 |
| Name | CU MORTGAGE DIRECT LLC |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 79 NORTHSHORE DR, MCCOOK LAKE, SD 57049-4013 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 79 NORTHSHORE DR, MCCOOK LAKE, SD 57049-4013 |
| Document Number | 000178/338 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 178/338 |
| Instrument | 211581 |
| Name | THE SECURITY NATIONAL BANK OF SIOUX CITY |
|---|---|
| Type | Bank |
| Address | SIOUX CITY, IA 51102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2036 |
Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | North Sioux City |
| Unified School District | Dakota Valley School District 61-8 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,382.00 (-52.36%) | $92,651 (-69.04%) Land $14,246 Building $78,405 |
| 2024 | $2,901.00 (-35.2%) | |
| 2023 | $4,477.00 (+11.62%) | $299,275 Land $142,464 Building $156,811 |
| 2022 | $4,011.00 |
Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2024, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Long Lines | Cable | 1,500 / 50 |
| Cable One | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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