79 North St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 79 North St, Three Rivers, MA 01080 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1963
Square Footage	1,748 sqft Living Area
Lot Size	23,522 sqft (0.54 acres)
Occupancy	Owner Occupied
Last Sale	$137,000 (1993)
Tax Bill	$6,262.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`PALM M:77 B:39`
Alternative APN	`M:0077 L:000039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	1,748 sqft Living Area
Gross Area	4,215 sqft Gross Area
1st Floor	999 sqft 1st Floor
Basement Area	999 sqft Basement
Unfinished Basement	199 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	23,522 sqft (0.54 acres)
Deck Area	Deck Area

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	79 NORTH ST
City	THREE RIVERS
State	MA
Zip	01080-1024
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	39
Jurisdiction	PALMER MA
Minor Civil Division	PALMER TOWN
Census Blockgroup	2
Census Block	2013
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records · APN PALM M:77 B:39

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	79 NORTH ST, THREE RIVERS, MA 01080-1024
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 1993 · Amount on Record
Deed Sale	May 28, 1993 · Amount on Record
Record Refreshed	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	79 NORTH ST, THREE RIVERS, MA 01080-1024
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024557-327
Date	May 23, 2022
Book Page	24557/327
Instrument	31006

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	217 Months
Due	Jun 01, 2040

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,262.00 (+7.8%)	$343,500 (+11.53%) Land $67,800 Building $275,700	$375,820 (+16.77%)
2024	$5,809.00 (+2.92%)	$308,000 (+7.62%) Land $61,600 Building $246,400	$321,860
2023	$5,644.00	$286,200 Land $61,600 Building $224,600

Flood & Wildfire

79 North St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.