79 Nautical Dr, Winfield, WV 25213 Property Records

Putnam County property record for 79 Nautical Dr, Winfield, WV 25213

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,916 sqft · built 2020
Lot Size	0.556 acres (24,219 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,000 (Aug 2025)
Tax Bill	$3,671 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2022 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`10-195E-0042.0000`

Property Details

APN / Parcel Number

Primary APN	`10-195E-0042.0000`
Alternative APNs	`40-10-195E-0042.0000` `00046223`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,916 sqft Living Area
1st Floor Area	3,228 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	24,219 sqft (0.556 acres)
Lot Dimensions	207 ft deep x 99.7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00046223
Street Address	79 NAUTICAL DR
City	WINFIELD
State	WV
Zip	25213-0039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 79 NAUTICAL POINT (0.61 AC)
Legal Subdivision	NAUTICAL POINTE SUBDIVISION
Legal Lot Number	79
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	4
Census Block	4002
Census Tract	20400

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 NAUTICAL DR, WINFIELD, WV 25213-0039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Mar 17, 2023 · Amount on Record
Deed Book / Page	641 / 351
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	79 NAUTICAL DR, WINFIELD, WV 25213-0039
Transaction Type	Mortgage
Record Updated	Oct 19, 2023
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001296/229
Date	Aug 11, 2021
Book Page	1296/229
Instrument	005098170023

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.88%
Max Rate At Change	5.25%
Index	1-Year CMT

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	79 NAUTICAL DR, WINFIELD, WV 25213-0039
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001335/483
Date	Nov 7, 2022
Book Page	1335/483
Instrument	005346580007

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,671.00 (+4.92%)	$293,640 (+6.07%) Land $61,740 Building $231,900	$489,400 (+6.07%) Land $102,900 Building $386,500
2025	$3,499.00 (+11.19%)	$276,840 (+6.88%) Land $56,520 Building $220,320	$461,400 (+6.88%) Land $94,200 Building $367,200
2023	$3,147.00 (+2.41%)	$259,020 (+1.58%) Land $56,520 Building $202,500	$431,700 (+1.58%) Land $94,200 Building $337,500
2022	$3,073.00	$255,000 Land $56,520 Building $198,480	$425,000 Land $94,200 Building $330,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 44% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Optimum, Verizon.

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