79 N Main St, Charlottesville, IN 46117 Property Records

Hancock County property record for 79 N Main St, Charlottesville, IN 46117

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,792 sqft · built 1900
Lot Size	0.331 acres (14,418 sqft)
Owner	Individual Name on Record
Tax Bill	$401 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`30-08-35-303-003.000-011`

Property Details

APN / Parcel Number

Primary APN	`30-08-35-303-003.000-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	3,200 sqft
2nd Floor Area	384 sqft
Basement Area	224 sqft
Unfinished Basement	224 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,418 sqft (0.331 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	90 sqft
Lean-To	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	300835303003000011
Street Address	79 N MAIN ST
City	CHARLOTTESVILLE
State	IN
Zip	46117-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG C-VILLE L51 & 52
Legal Subdivision	CHARLOTTESVILLE
Jurisdiction	HANCOCK IN
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1119
Census Tract	410700

Owner

Source: Hancock County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	79 N MAIN ST, CHARLOTTESVILLE, IN 46117-9765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit GREENFIELD BANKING COMPANY
Dec 9, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 4, 2020
Transfer Doc	202017394
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IN
Property Address	79 N MAIN ST, CHARLOTTESVILLE, IN 46117-9765
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202511562
Date	Oct 16, 2025
Instrument	202511562

Lender

Name	GREENFIELD BANKING COMPANY
Type	Bank
Address	1920 N STATE ST, GREENFIELD, IN 46140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 10, 2035

Interest

Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK IN
Recording Date	Dec 9, 2020
Property Address	79 N MAIN ST, CHARLOTTESVILLE, IN 46117-9765
Document Number	202017394
Instrument Date	Dec 4, 2020
Instrument	202017394
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 N MAIN ST, CHARLOTTESVILLE, IN 46117-9765

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hancock County
County Subdivision	Jackson Township
Unified School District	Eastern Hancock County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$401.00 (-5.87%)	$136,000 (+3.34%) Land $30,000 Building $106,000	$136,000 (+3.34%) Land $30,000 Building $106,000
2024	$426.00 (+52.69%)	$131,600 (+8.22%) Land $30,000 Building $101,600	$131,600 (+8.22%) Land $30,000 Building $101,600
2023	$279.00 (+56.74%)	$121,600 (+27.2%) Land $30,000 Building $91,600	$121,600 (+27.2%) Land $30,000 Building $91,600
2022	$178.00	$95,600 Land $16,200 Building $79,400	$95,600 Land $16,200 Building $79,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2013–2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Central Indiana Communications.

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