Worcester County and Worcester City property record for 79 Moreland St, Worcester, MA 01609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 960 sqft · built 1950 |
| Lot Size | 0.273 acres (11,888 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $214,000 (Nov 2006) |
| Tax Bill | $4,478 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Mar 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-041-00002 |
| Primary APN | 25-041-00002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,488 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,888 sqft (0.273 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 25-041-00002 |
|---|---|
| Street Address | 79 MORELAND ST |
| City | WORCESTER |
| State | MA |
| Zip | 01609-1040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Block | 41 |
| Legal Lot Number | 2 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 730700 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 79 MORELAND ST, WORCESTER, MA 01609-1040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION |
| Mar 3, 2021 | Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION |
| Nov 9, 2018 | Deed of Trust, Mortgage · ARM CENTRAL ONE FCU |
| Nov 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL ONE FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2006 · Amount on Record |
| Deed Sale | Nov 1, 2006 · Amount on Record |
| Deed Document Number | 2006165776 |
| Deed Book / Page | 40096 / 340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 79 MORELAND ST, WORCESTER, MA 01609-1040 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00067390-1 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 67390/1 |
| Instrument | 37918 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 79 MORELAND ST, WORCESTER, MA 01609-1040 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64598-40 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 64598/40 |
| Instrument | 29785 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 79 MORELAND ST, WORCESTER, MA 01609-1040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59669-62 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 59669/62 |
| Instrument | 119389 |
| Name | CENTRAL ONE FCU |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 79 MORELAND ST, WORCESTER, MA 01609-1040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63750-42 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 63750/42 |
| Instrument | 139417 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,478.00 (+2.49%) | $337,200 (+1.81%) Land $124,800 Building $212,400 | $367,024 (+2.89%) |
| 2025 | $4,369.00 (+6.22%) | $331,200 (+15.48%) Land $118,800 Building $212,400 | $356,725 (+5.57%) |
| 2024 | $337,915 | ||
| 2023 | $4,113.00 | $286,800 Land $103,300 Building $183,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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