Kane County property record for 79 Lockman Cir, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,666 sqft · built 1977 |
| Lot Size | 0.204 acres (8,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jul 2023) |
| Tax Bill | $7,423 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03-302-008 |
| Primary APN | 06-03-302-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,666 sqft Living Area |
| Gross Area | 2,114 sqft |
| 1st Floor Area | 1,666 sqft |
| Basement Area | 448 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 8,875 sqft (0.204 acres) |
| Lot Dimensions | 125 ft deep x 71 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 79 LOCKMAN CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTURY OAKS WEST UNIT 4 LOT 202 |
| Legal Subdivision | CENTURY OAKS WEST |
| Legal Block | 1 |
| Legal Lot Number | 202 |
| Legal Unit | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 851910 |
Source: Kane County records · APN 06-03-302-008
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1229 ALGONQUIN DR, ELGIN, IL 60120-2319 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage P N C BANK NA |
| Jul 12, 2023 | Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Sep 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 13, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2023 · Amount on Record |
| Deed Sale | Jul 12, 2023 · Amount on Record |
| Prior Sale | May 22, 1998 · Amount on Record |
| Deed Document Number | 202323251 |
| Prior Transfer Date | Jun 05, 2018 |
| Prior Transfer Doc | 0000027849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 23, 2026 |
| Property Address | 79 LOCKMAN CIR, ELGIN, IL 60123-1249 |
| Document Number | 0000016361 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202616361 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 79 LOCKMAN CIR, ELGIN, IL 60123-1249 |
| Document Number | 0000016361, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202616361 |
| Name | P N C BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 12, 2023 |
| Property Address | 79 LOCKMAN CIR, ELGIN, IL 60123-1249 |
| Document Number | 0000023251 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023K023251 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1229 ALGONQUIN DR, ELGIN, IL 60120-2319 |
| Document Number | 0000023252 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 2023K023252 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 7.5% |
| Max Rate At Change | 12.5% |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 79 LOCKMAN CIR, ELGIN, IL 60123-1249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046297 |
|---|---|
| Date | Sep 05, 2017 |
| Instrument | 2017K046297 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 13, 2018 |
| Property Address | 79 LOCKMAN CIR, ELGIN, IL 60123-1249 |
| Document Number | 0000027849 |
| Instrument Date | Jun 05, 2018 |
| Instrument | 27849 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 79 LOCKMAN CIR ELGIN IL 601231249, ELGIN, IL 60123-1249 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,423.00 (+4.24%) | ||
| 2024 | $7,121.00 (+11.14%) | $96,990 (+21.39%) Land $24,998 Building $71,992 | $291,086 (+21.44%) Land $75,024 Building $216,062 |
| 2022 | $6,407.00 (+4.54%) Homeowner's exemption | $79,897 (+6.96%) Land $20,593 Building $59,304 | $239,691 (+6.96%) Land $61,779 Building $177,912 |
| 2021 | $6,129.00 Homeowner's exemption | $74,698 Land $19,253 Building $55,445 | $224,094 Land $57,759 Building $166,335 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Opiquad Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 218 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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