79 Lake Dr, Front Royal, VA 22630 Property Records

Warren County property record for 79 Lake Dr, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,282 sqft · built 2005
Lot Size	1.23 acres (53,579 sqft)
Owner	Company Name on File
Last Sale	$315,000 (Jun 2021)
Tax Bill	$2,302 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15/D/2/5/229/A`

Property Details

APN / Parcel Number

Primary APN	`15/D/2/5/229/A`
Alternative APNs	`15D 2 5 229` `4244`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
Gross Area	2,902 sqft
1st Floor Area	1,196 sqft
Basement Area	661 sqft
Finished Basement	661 sqft
Unfinished Basement	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2013
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	53,579 sqft (1.23 acres)
Terrain	Rolling
Deck Area	Deck Area
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4244
Old Parcel Number	15D 2 5 229A
Street Address	79 LAKE DR
City	FRONT ROYAL
State	VA
Zip	22630-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L229A SHEN FARMS RIVERVIEW SEC PT 5 COMB L 228 & 229 LR16-6731
Legal Subdivision	SHENANDOAH FARMS SAN DIST
Legal Lot Number	228,229
Jurisdiction	WARREN VA
Township / Civil Division	SHENANDOAH
Census Block Group	2
Census Block	2017
Census Tract	20102

Owner

79 Lake Dr is owned by a company that bought it in June 2021.

Source: Warren County records, as of August 27, 2026

Owner of Record	Company Name on File
Mailing Address	79 LAKE DR, FRONT ROYAL, VA 22630-2737
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage CBM MORTGAGE INC
Oct 17, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Prior Sale	Aug 25, 2014 · Amount on File
Deed Document Number	20215026
Prior Transfer Date	Dec 6, 2016
Prior Transfer Doc	0000006731
Record Updated	Oct 29, 2026

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WARREN VA
Recording Date	Jun 4, 2021
Property Address	79 LAKE DR, FRONT ROYAL, VA 22630-2737
Document Number	210005026
Map Reference	DOC 160006731
Instrument Date	May 3, 2021
Instrument	210005026
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	79 LAKE DR, FRONT ROYAL, VA 22630-2737

Mortgage

Document Number	210005027
Date	Jun 4, 2021
Instrument	210005027

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	79 LAKE DR, FRONT ROYAL, VA 22630-2737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180005238
Date	Oct 17, 2018
Instrument	180005238

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Sep 1, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 79 Lake Dr was $2,302, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,302.00 (+18.78%)	$404,600 (-) Land $66,400 Building $338,200
2025	$1,938.00 (+15.01%)	$404,600 (+17.62%) Land $66,400 Building $338,200	$404,600 (+17.62%) Land $66,400 Building $338,200
2024	$1,685.00	$344,000 (-) Land $57,500 Building $286,500	$344,000 (-) Land $57,500 Building $286,500
2023		$344,000 Land $57,500 Building $286,500	$344,000 Land $57,500 Building $286,500
2022	$1,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Lake Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Lake Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Dr

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