79 Labor Day Dr, Sylva, NC 28779 Property Records

Jackson County property record for 79 Labor Day Dr, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,670 sqft · built 2004
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Jan 2017)
Tax Bill	$1,277 (2023)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7643-81-3714`

Property Details

APN / Parcel Number

Primary APN	`7643-81-3714`
Alternative APN	`171766`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,670 sqft Heated Area
1st Floor Area	1,362 sqft
Upper Floors Area	1,308 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Concrete
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	47,045 sqft (1.08 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	662 sqft
Storage Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	171766
Street Address	79 LABOR DAY DR
City	SYLVA
State	NC
Zip	28779-6419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 2 OFF DILLS BRANCH RD
Legal Township	27
Legal Tract	2
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	2
Census Block	2005
Census Tract	950300

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	79 LABOR DAY DR, SYLVA, NC 28779-6419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Jan 6, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2017 · Amount on Record
Deed Sale	Jan 6, 2017 · Amount on Record
Prior Sale	Mar 29, 2007
Deed Document Number	0002180316
Deed Book / Page	2180 / 316
Record Updated	Jun 7, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	79 LABOR DAY DR, SYLVA, NC 28779-6419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022680884
Date	Jun 8, 2020
Book Page	2268/884

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 6, 2017
Property Address	79 LABOR DAY DR, SYLVA, NC 28779-6419
Document Number	0021800316
Book / Page	2180 / 316
Map Reference	PL CAB 16 SL 232
Instrument Date	Jan 4, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 LABOR DAY DR, 79, SYLVA, NC 28779-6419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 LENORA LN, SYLVA, NC 28779-6613

Mortgage

Document Number	0021800320
Date	Jan 6, 2017
Book Page	2180/320

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$1,277.00	$336,290 Land $37,260 Building $299,030

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Optimum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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