79 Kyles Ln, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 79 Kyles Ln, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 891 sqft · built 1939
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Tax Bill	$906 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`041-20-00-095.01`

Property Details

APN / Parcel Number

Primary APN	`041-20-00-095.01`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	891 sqft Finished Area
Gross Area	1,375 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Brick
Foundation Type	Block
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	79 KYLES LN
City	COVINGTON
State	KY
Zip	41011-3758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNOCHELMANS 1ST ADDN TO FT WRIGHT PT LOT 2
Legal Subdivision	KNOCHELMANS ADDN FT WRIGHT
Legal Phase	1ST
Legal Lot Number	2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 KYLES LN, COVINGTON, KY 41011-3758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jul 29, 2026
Property Address	79 KYLES LN, COVINGTON, KY 41011-3758
Document Number	0000016495
Book / Page	468 / 280
Instrument Date	Jul 10, 2026
Instrument	202616495
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 KYLES LN, COVINGTON, KY 41011-3758

Mortgage

Document Number	0000016495,
Date	Jul 29, 2026
Book Page	468/280
Instrument	202616495

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,600 (-) Land $40,000 Building $100,600	$140,600 (-) Land $40,000 Building $100,600
2025	$906.00 (-31.98%) Homeowner's exemption	$140,600 (+12.48%) Land $40,000 Building $100,600	$140,600 (+12.48%) Land $40,000 Building $100,600
2023	$1,332.00	$125,000 Land $45,000 Building $80,000	$125,000 Land $45,000 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20