79 Justice Rd, Murray, KY 42071 Property Records

Calloway County property record for 79 Justice Rd, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Lot Size	2.97 acres (129,591 sqft)
Owner	Individual Name on File
Tax Bill	$3,999 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-0-0002-E`

Property Details

APN / Parcel Number

Primary APN	`053-0-0002-E`
Alternative APN	`2501`

Exterior

Lot Area	129,591 sqft (2.97 acres)

Location & Zoning

Account Number	2501
Street Address	79 JUSTICE RD
City	MURRAY
State	KY
Zip	42071-7253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	79 JUSTICE ROAD
Jurisdiction	CALLOWAY KY
Township / Civil Division	NEW CONCORD
Census Block Group	4
Census Block	4056
Census Tract	10800

Owner

79 Justice Rd is owned and occupied by an individual.

Source: Calloway County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	79 JUSTICE RD, MURRAY, KY 42071-7253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 18, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL SERVICES BANK
Jun 12, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL SERVICES BANK
Dec 5, 2017	Correction Deed OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000291309
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	79 JUSTICE RD, MURRAY, KY 42071-7253
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001271/721
Date	Sep 4, 2020
Book Page	1271/721
Instrument	643431

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	79 JUSTICE RD, MURRAY, KY 42071-7253
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001206/048
Date	Mar 18, 2019
Book Page	1206/048
Instrument	633146

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 10, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	79 JUSTICE RD, MURRAY, KY 42071-7253
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001215/385
Date	Jun 12, 2019
Book Page	1215/385
Instrument	634803

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 10, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	CALLOWAY KY
Recording Date	Dec 5, 2017
Property Address	79 JUSTICE RD, MURRAY, KY 42071-7253
Document Number	001158/278
Book / Page	1158 / 278
Map Reference	MB 41 PG 66
Instrument Date	Nov 15, 2017
Instrument	624658
Record Updated	Apr 1, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 79 Justice Rd was $3,999.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,999.00	$450,000	$450,000
2023	$3,381.00 Homeowner's exemption	$420,000	$420,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Justice Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Justice Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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