79 Hunter St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 79 Hunter St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,541 sqft · built 1977
Lot Size	0.13 acres (5,676 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Aug 1996)
Tax Bill	$15,360 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-00099-02-00023-01`

Property Details

APN / Parcel Number

Primary APN	`31-00099-02-00023-01`
Alternative APNs	`31000990002000230001` `203400`

Interior

Stories	2 Stories
Building Area	2,541 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,676 sqft (0.13 acres)
Lot Dimensions	132 ft deep x 43 ft wide

Location & Zoning

Account Number	203400
Street Address	79 HUNTER ST
City	LODI
State	NJ
Zip	07644-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	43X132
Legal Block	99.02
Legal Lot Number	23.01
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	4
Census Block	4006
Census Tract	30402

Owner

79 Hunter St is owned and occupied by two individuals who bought it in August 1996.

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	79 HUNTER ST, LODI, NJ 07644-2924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Jun 10, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPENCER SAVINGS BANK SLA
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 1996 · Amount on File
Deed Sale	Aug 28, 1996 · Amount on File
Deed Book / Page	7905 / 844
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	79 HUNTER ST, LODI, NJ 07644-2924
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 HUNTER ST, LODI, NJ 07644-2924

Mortgage

Document Number	0049651293
Date	Apr 4, 2023
Book Page	4965/1293
Instrument	2023023255

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	79 HUNTER ST, LODI, NJ 07644-2924
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	ARBOR TITLE, ARBOR TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040631794
Date	Apr 8, 2021
Book Page	4063/1794
Instrument	2021052155

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	79 HUNTER ST, LODI, NJ 07644-2924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036200057
Date	Jun 10, 2020
Book Page	3620/57
Instrument	20-056832

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 29, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	79 HUNTER ST, LODI, NJ 07644-2924
Document Number	0035860028
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 HUNTER ST LODI NJ 076442924, LODI, NJ 07644-2924

Mortgage

Document Number	0035860028
Date	Apr 30, 2020
Book Page	003586/000028
Instrument	20044640

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 79 Hunter St was $15,360, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,900 (-) Land $164,800 Building $269,100	$433,900 (-) Land $164,800 Building $269,100
2025	$15,360.00 (+5.61%)	$433,900 Land $164,800 Building $269,100	$433,900 Land $164,800 Building $269,100
2024	$14,544.00
2023		$433,900 Land $164,800 Building $269,100	$433,900 Land $164,800 Building $269,100
2022	$14,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Hunter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 79 Hunter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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