Putnam County and Carmel Town property record for 79 Hughson Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,378 sqft · built 1998 |
| Lot Size | 0.856 acres (37,296 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Feb 2017) |
| Tax Bill | $19,297 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 55.15-1-29 |
| Primary APN | 372000 55.15-1-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,378 sqft Living Area |
| 1st Floor Area | 1,650 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 37,296 sqft (0.856 acres) |
| Lot Dimensions | 296 ft deep x 126 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 800 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 364230 |
|---|---|
| Street Address | 79 HUGHSON RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 29.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11501 |
Source: Putnam County and Carmel Town records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 79 HUGHSON RD, CARMEL, NY 10512-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 22, 2020 | Quit Claim Deed, Transfer LOANDEPOT.COM LLC |
| Feb 28, 2017 | Deed, Transfer WESTCOR LAND TITLE INSURANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2017 · Amount on Record |
| Deed Sale | Feb 28, 2017 · Amount on Record |
| Prior Sale | Feb 19, 1999 · Amount on Record |
| Deed Document Number | 20171500560 |
| Deed Book / Page | 2037 / 491 |
| Last Transfer Date | May 11, 2020 |
| Transfer Doc | 0021590286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 79 HUGHSON RD, CARMEL, NY 10512-2408 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|---|
| Address | 79 HUGHSON RD, CARMEL, NY 10512-2408 |
| Document Number | 0073420048 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 7342/48 |
| Instrument | 5256-2021 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | May 22, 2020 |
| Property Address | 79 HUGHSON RD, CARMEL, NY 10512-2408 |
| Document Number | 0021590286 |
| Book / Page | 002159 / 000286 |
| Instrument Date | May 11, 2020 |
| Instrument | 3918 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 79 HUGHSON RD CARMEL NY 105122408, CARMEL, NY 10512-2408 |
| Document Number | 70830009 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 007083/000009 |
| Instrument | 3919 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 21, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Feb 28, 2017 |
| Property Address | 79 HUGHSON RD, CARMEL, NY 10512-2408 |
| Document Number | 0020370491 |
| Book / Page | 2037 / 491 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 1500560 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 79 HUGHSON RD, 79, CARMEL, NY 10512-2408 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 173 WASHINGTON AVE, NEW ROCHELLE, NY 10801-6100 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Brewster Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $599,700 (+6.99%) Land $96,700 Building $503,000 | $599,700 (+6.99%) Land $96,700 Building $503,000 | |
| 2024 | $19,297.00 (+242.08%) | $560,500 (+7.01%) Land $96,700 Building $463,800 | $560,500 (+7.01%) Land $96,700 Building $463,800 |
| 2023 | $523,800 (+11%) Land $87,900 Building $435,900 | $523,800 (+11%) Land $87,900 Building $435,900 | |
| 2022 | $471,900 Land $87,900 Building $384,000 | $471,900 Land $87,900 Building $384,000 | |
| 2020 | $5,641.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 2 serves 5,000 people · EPA ID NY3903641 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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