Essex County and Topsfield Town property record for 79 Hill St, Topsfield, MA 01983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,720 sqft · built 1973 |
| Lot Size | 4.07 acres (177,594 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $869,000 (Jan 2014) |
| Tax Bill | $16,485 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPS M:0068 B:0014 L |
| Primary APN | TOPS M:0068 B:0014 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,720 sqft Living Area |
| Gross Area | 4,558 sqft |
| Basement Area | 1,292 sqft |
| Unfinished Basement | 1,292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 177,594 sqft (4.07 acres) |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1915 |
|---|---|
| Street Address | 79 HILL ST |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORA |
| Legal Block | 14 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 214100 |
Source: Essex County and Topsfield Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 79 HILL ST, TOPSFIELD, MA 01983-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Oct 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Oct 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Aug 25, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2014 · Amount on Record |
| Deed Sale | Jan 23, 2014 · Amount on Record |
| Prior Sale | Jun 30, 1992 · Amount on Record |
| Deed Book / Page | 33082 / 334 |
| Transfer Doc | 033082-334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | May 6, 2026 |
| Property Address | 79 HILL ST, TOPSFIELD, MA 01983-2411 |
| Document Number | 043369-268 |
| Book / Page | 43369 / 268 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026260 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 79 HILL ST, TOPSFIELD, MA 01983-2411 |
| Document Number | 0000000260, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 43369/268 |
| Instrument | 2026260 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 79 HILL ST, TOPSFIELD, MA 01983-2411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040380-140 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 40380/140 |
| Instrument | 20211014004720 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 79 HILL ST, TOPSFIELD, MA 01983-2411 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40380-140 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 40380/140 |
| Instrument | 20211014004720 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 79 HILL ST, TOPSFIELD, MA 01983-2411 |
| Document Number | 36148-59 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | 36148-59 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 036148/000059 |
| Instrument | 1708310699 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,485.00 (-1.11%) | $1,099,700 (-3.09%) Land $445,000 Building $654,700 | $1,529,025 |
| 2024 | $16,670.00 (+12.04%) | $1,134,800 (+15.94%) Land $480,100 Building $654,700 | |
| 2023 | $14,878.00 | $978,800 Land $440,700 Building $538,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1996–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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