79 Heritage Dr, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 79 Heritage Dr, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,524 sqft · built 1969
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Oct 2023)
Tax Bill	$7,813 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-6100`

Property Details

APN / Parcel Number

Primary APN	`040-6100`
Alternative APNs	`NAUG M:88-115W39-39` `NAUG M:040 L:6100` `AF09 115W39 39` `40-6100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
Gross Area	2,928 sqft
1st Floor Area	1,236 sqft
Basement Area	1,152 sqft
Unfinished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Raised Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	40-6100
Street Address	79 HERITAGE DR
City	NAUGATUCK
State	CT
Zip	06770-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Lot Number	6100
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1001
Census Tract	345400

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 HERITAGE DR, NAUGATUCK, CT 06770-1611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Dec 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Oct 22, 2020	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	Oct 22, 2020 · Amount on Record
Deed Document Number	20233014
Deed Book / Page	1129 / 397
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Oct 16, 2023
Property Address	79 HERITAGE DR, NAUGATUCK, CT 06770-1611
Document Number	001129-397
Book / Page	1129 / 397
Instrument Date	Oct 13, 2023
Instrument	2023-3014
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020233015
Date	Oct 16, 2023
Instrument	2023-3015

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	79 HERITAGE DR, NAUGATUCK, CT 06770-1611
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001114-762
Date	Dec 15, 2022
Book Page	1114/762
Instrument	2022-4524

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	49 Months
Due	Jan 1, 2027

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Oct 22, 2020
Property Address	79 HERITAGE DR, NAUGATUCK, CT 06770-1611
Document Number	1056-744
Book / Page	1056 / 744
Instrument Date	Sep 14, 2020
Instrument	3420
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	3421
Date	Oct 22, 2020
Instrument	3421

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,813.00 (+1.64%)	$193,200 (-) Land $35,420 Building $157,780	$383,971 (+183.92%)
2025	$7,687.00	$193,200 (+9.35%) Land $35,420 Building $157,780	$135,240 Land $24,794 Building $110,446
2024	$7,687.00 (-2.77%)
2023	$7,906.00 (+19.88%)	$176,680 (+27.92%) Land $35,420 Building $141,260
2022	$6,595.00	$138,120 Land $37,390 Building $100,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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