79 Harbor Dr, Sag Harbor, NY 11963 Property Records

Suffolk County and Southampton Town property record for 79 Harbor Dr, Sag Harbor, NY 11963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,691 sqft · built 2009
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$2,165,000 (Sep 2012)
Tax Bill	$30,198 (2020)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`0900-009.00-03.00-039.000`

Property Details

APN / Parcel Number

Primary APN	`0900-009.00-03.00-039.000`
Alternative APNs	`473689 009.000-0003-039.000` `368900900000030390000000` `473600124300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,691 sqft Living Area
1st Floor Area	1,691 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Mobile Home
Exterior Material	Wood
Lot Area	23,522 sqft (0.54 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Porch
Porch Area	889 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	79 HARBOR DR
City	SAG HARBOR
State	NY
Zip	11963-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BLK LOT C
Legal Subdivision	HARBOR ISLAND
Legal Block	3
Legal Lot Number	39
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	1
Census Block	1008
Census Tract	190711

Owner

79 Harbor Dr is owned by two individuals who bought it in September 2012.

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	137 WIDGEON CT, GREAT RIVER, NY 11739-3004
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2012 · Amount on File
Deed Sale	Sep 26, 2012 · Amount on File
Prior Sale	Jan 28, 1997 · Amount on File
Deed Book / Page	12706 / 475
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	79 HARBOR DR, SAG HARBOR, NY 11963-1808
Document Number	0230040564
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	79 HARBOR DR SAG HARBOR NY 119631808, SAG HARBOR, NY 11963-1808

Mortgage

Document Number	0230040564
Date	Feb 15, 2019
Book Page	023004/000564

Lender

Name	BERKSHIRE BK
Type	Bank
Address	24 NORTH ST, PITTSFIELD, MA 01201-5106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 14, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Unified School District	Sag Harbor Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,639,700 Land $2,265,600 Building $374,100
2024			$4,190,000 (+10.32%) Land $3,596,190 Building $593,810
2023		$2,639,700 Land $2,265,600 Building $374,100	$3,798,129 Land $3,259,856 Building $538,273
2020	$30,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	11 (1991–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Apr 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Harbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20