Flagler County property record for 79 Front St, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,380 sqft · built 2001 |
| Lot Size | 0.612 acres (26,659 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,405,000 (Apr 2026) |
| Tax Bill | $17,385 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-31-2835-00000-0030 |
| Primary APN | 15-11-31-2835-00000-0030 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,380 sqft Living Area |
| Gross Area | 4,587 sqft |
| 1st Floor Area | 3,380 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 26,659 sqft (0.612 acres) |
| Lot Width | 80 ft Width |
| Driveway | Concrete Driveway |
| Driveway Area | 1,642 sqft |
| Pool Area | 300 sqft |
| Deck Area | 1,305 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 79 FRONT ST |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-1458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRONT STREET PHASE V LOT 3 OR 693 PG 819 OR 703 PG 105 OR 749 PG 7 CUSTER 4/19/2001 TRUST OR 1380 PG 673 OR 1654/689 OR 1697/350-ERR IN LEGAL OR 2145/39-CD OR 2145/41 OR 2334/1222 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 15 |
| Legal Subdivision | FRONT STREET PHASE V |
| Legal Phase | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 60301 |
79 Front St is owned by two individuals who bought it in April 2026.
Source: Flagler County records, as of May 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 560 SHELDEN RD, GROSSE POINTE SHORES, MI 48236-2625 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Warranty Deed, Transfer PIONEER TITLE |
| Mar 8, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on File |
| Deed Sale | Apr 22, 2026 · Amount on File |
| Prior Sale | Feb 11, 2019 · Amount on File |
| Deed Document Number | 202616499 |
| Deed Book / Page | 3049 / 190 |
| Prior Transfer Date | Jul 15, 2016 |
| Prior Transfer Doc | 0021450039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 79 FRONT ST, PALM COAST, FL 32137-1458 |
| Document Number | 0000016499 |
| Book / Page | 3049 / 190 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.16499 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | PIONEER TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $993,335.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 560 SHELDEN RD, GROSSE POINTE SHORES, MI 48236-2625 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 79 FRONT ST, PALM COAST, FL 32137-1458 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4103 42ND ST SE, MINOT, ND 58701-2257 |
| Document Number | 0028510813 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 2851/813 |
| Instrument | 2024009391 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.6% |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 11, 2019 |
| Property Address | 79 FRONT ST, PALM COAST, FL 32137-1458 |
| Document Number | 0023341222 |
| Book / Page | 2334 / 1222 |
| Map Reference | MB 31 PG 56&57 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 2019004681 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | TITLE ROOT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,258.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 79 FRONT ST, 79, PALM COAST, FL 32137-1458 |
| Name | Verified Name |
|---|---|
| Address | 4103 42ND ST SE, MINOT, ND 58701-2257 |
| Document Number | 2019004682 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 2019004682 |
| Name | FIRST WESTERN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Mar 1, 2024 |
The 2025 property tax bill for 79 Front St was $17,385, down 14.5% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,385.00 (-14.48%) | $956,576 Land $312,000 Building $644,576 | $956,576 Land $312,000 Building $644,576 |
| 2024 | $20,328.00 (+5.98%) | ||
| 2023 | $19,181.00 (+9.37%) | $963,399 (+15.7%) Land $312,000 Building $651,399 | $963,399 (+15.7%) Land $312,000 Building $651,399 |
| 2022 | $17,538.00 | $832,702 Land $298,800 Building $533,902 | $832,702 Land $298,800 Building $533,902 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 133 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 79 Front St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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