79 Fairmount Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 79 Fairmount Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	3,677 sqft · built 1907
Lot Size	0.517 acres (22,499 sqft)
Owner	2 Individual Names on Record
Tax Bill	$19,407 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Nov 2019 Mortgage
APN	`04-00115-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`04-00115-0000-00009`
Alternative APNs	`040011500009` `40208008`

Interior

Stories	2 Stories
Building Area	3,677 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Stone
Construction Type	Stone
Lot Area	22,499 sqft (0.517 acres)
Lot Dimensions	225 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	40208008
Street Address	79 FAIRMOUNT AVE
City	CHATHAM
State	NJ
Zip	07928-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	115
Legal Lot Number	9
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4003
Census Tract	42800

Owner

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 FAIRMOUNT AVE, CHATHAM, NJ 07928-2315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 7, 2019	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Dec 15, 2025
Property Address	79 FAIRMOUNT AVE, CHATHAM, NJ 07928-2315
Document Number	0250310188
Book / Page	25031 / 188
Instrument Date	Dec 1, 2025
Instrument	2025052993
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,964.60
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2471 MOUNTAIN RD, SLATINGTON, PA 18080-3545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 NORTH RD, CHESTER, NJ 07930-2308

Mortgage

Document Number	2025052994
Date	Dec 15, 2025
Instrument	2025052994

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	79 FAIRMOUNT AVE, CHATHAM, NJ 07928-2315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236501130
Date	Nov 7, 2019
Book Page	23650/1130
Instrument	2019063535

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.85%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.85%
Index	1-Year LIBOR
Max Rate	8.85%

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,198,700 (-) Land $643,500 Building $555,200	$1,198,700 (-) Land $643,500 Building $555,200
2025		$1,198,700 (-) Land $643,500 Building $555,200	$1,198,700 (-) Land $643,500 Building $555,200
2024	$19,407.00 (-27.86%)
2023		$1,198,700 Land $643,500 Building $555,200	$1,198,700 Land $643,500 Building $555,200
2022	$26,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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