Trumbull County property record for 79 Emma St, Girard, OH 44420
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,058 sqft · built 1954 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $510 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-194850 |
| Primary APN | 14-194850 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,058 sqft Living Area |
| 1st Floor Area | 2,116 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 145 ft deep x 71 ft wide |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 186 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 79 EMMA ST |
|---|---|
| City | GIRARD |
| State | OH |
| Zip | 44420-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17 98.83F MOSER EMMA ST GIRARD CITY |
| Legal Subdivision | MOSER |
| Legal Lot Number | 17 |
| Jurisdiction | TRUMBULL OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 933900 |
79 Emma St is owned and occupied by an individual who acquired it in January 1990.
Source: Trumbull County records, as of April 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 79 EMMA ST, GIRARD, OH 44420-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Property Address | 79 EMMA ST, GIRARD, OH 44420-3202 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000021015 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 202511250021015 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2055 |
| Change Frequency | Monthly |
|---|
The 2025 property tax bill for 79 Emma St was $510 with a homeowner's exemption.
Source: Trumbull County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Trumbull County |
| County Subdivision | Liberty Township |
| Municipality | Girard City |
| Unified School District | Girard City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $510.00 | $22,650 (-) Land $2,910 Building $19,740 | |
| 2024 | $510.00 (-9.09%) Homeowner's exemption | $22,650 (-) Land $2,910 Building $19,740 | |
| 2023 | $561.00 (+151.57%) Homeowner's exemption | $22,650 (+73.83%) Land $2,910 Building $19,740 | $64,700 Land $8,300 Building $56,400 |
| 2022 | $223.00 Homeowner's exemption | $13,030 Land $2,910 Building $10,120 | |
| 2020 | $37,200 Land $8,300 Building $28,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Emma St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 79 Emma St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIRARD CITY serves 13,263 people · EPA ID OH7801103 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Omni Fiber, Verizon.
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