79 Emerald Pl, Hayesville, NC 28904 Property Records

Clay County property record for 79 Emerald Pl, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 6,344 sqft · built 2005
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$789,000 (Mar 2022)
Tax Bill	$2,971 (2026)
Deeds & Mortgages	Mar 2022 Sale Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`547804845517`

Property Details

APN / Parcel Number

Primary APN	`547804845517`
Alternative APNs	`614109000` `620898000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Building Area	6,344 sqft Heated Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	35,719 sqft (0.82 acres)

Location & Zoning

Account Number	620898000
Street Address	79 EMERALD PL
City	HAYESVILLE
State	NC
Zip	28904-6340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 DAN KNOB
Legal Subdivision	DAN KNOB SUBDIVISION
Legal Lot Number	38
Jurisdiction	CLAY NC
Township / Civil Division	HIAWASSEE
Census Block Group	2
Census Block	2061
Census Tract	950101

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 BIG ROCK PATH, CANTON, GA 30114-1253
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Warranty Deed, Transfer
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Dec 17, 2020	Intrafamily Transfer, Transfer
Sep 18, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Sep 15, 2015 · Amount on Record
Deed Document Number	2022831
Deed Book / Page	463 / 108
Prior Transfer Date	Dec 17, 2020
Prior Transfer Doc	447/141
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Mar 25, 2022
Property Address	79 EMERALD PL, HAYESVILLE, NC 28904-6340
Document Number	000463/108
Book / Page	463 / 108
Map Reference	CAB 2 SL 793
Instrument Date	Mar 25, 2022
Instrument	2022000831
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount Recorded
Tax	$1,578.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 EMERALD PL, 79, HAYESVILLE, NC 28904-6340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BIG ROCK PATH, CANTON, GA 30114-1253

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	79 EMERALD PL, HAYESVILLE, NC 28904-6340
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T15/48
Date	Jan 27, 2021
Book Page	T15/48
Instrument	2021000317

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Dec 17, 2020
Property Address	79 EMERALD PL, HAYESVILLE, NC 28904-6340
Document Number	447/141
Book / Page	447 / 141
Map Reference	CAB 2 SL 793
Instrument Date	Dec 17, 2020
Instrument	2020003349
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	79 EMERALD PL, HAYESVILLE, NC 28904-6340

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Sep 18, 2020
Property Address	79 EMERALD PL, HAYESVILLE, NC 28904-6340
Document Number	444/31
Book / Page	444 / 31
Map Reference	CAB 2 SL 793
Instrument Date	Sep 18, 2020
Instrument	2020002268
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 EMERALD PL, HAYESVILLE, NC 28904-6340

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,971.00 (+17.66%)	$926,200 (+79.46%) Land $68,800 Building $857,400	$926,200 (+79.46%) Land $68,800 Building $857,400
2025	$2,525.00 (+6.36%)	$516,100 (-) Land $62,500 Building $453,600	$516,100 (-) Land $62,500 Building $453,600
2023	$2,374.00	$516,100 Land $62,500 Building $453,600	$516,100 Land $62,500 Building $453,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

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