79 Eloise St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 79 Eloise St, Springfield, MA 01118

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,438 sqft · built 1987
Lot Size0.139 acres (6,059 sqft)
Owner2 Individual Names on Record
Last Sale$221,000 (Feb 2021)
Tax Bill$4,511 (2026)
Deeds & MortgagesFeb 2022 Refinance
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:04600 P:0019

Property Details

APN / Parcel Number

Primary APNSPRI S:04600 P:0019
Alternative APN
  • 46000019

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,438 sqft Living Area
1st Floor Area728 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,059 sqft (0.139 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number46000019
Street Address79 ELOISE ST
CitySPRINGFIELD
StateMA
Zip01118-2127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group6
Census Block6018
Census Tract802500

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address79 ELOISE ST, SPRINGFIELD, MA 01118-2127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ENVOY MORTGAGE LTD
Feb 16, 2021Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2021 · Amount on Record
Deed SaleFeb 16, 2021 · Amount on Record
Deed Document Number202110489
Deed Book / Page23709 / 411
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address79 ELOISE ST, SPRINGFIELD, MA 01118-2127
Transaction TypeMortgage
Record UpdatedMar 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024426-149
DateFeb 28, 2022
Book Page24426/149
Instrument12462
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPRINGFIELD MA
Recording DateFeb 16, 2021
Property Address79 ELOISE ST, SPRINGFIELD, MA 01118-2127
Document Number23709-411
Book / Page23709 / 411
Instrument DateFeb 9, 2021
Instrument10489
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address806 WHITE ST, SPRINGFIELD, MA 01108-3224
InvestorPossibly a Property Investor

Mortgage

Document Number10490
DateFeb 16, 2021
Instrument10490
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,511.00 (+1.76%)$291,800 (+3.22%) Land $37,000 Building $254,800$304,309 (+1.43%)
2025$4,433.00 (+6.64%)$282,700 (+15.96%) Land $38,100 Building $244,600$300,010 (+2.97%)
2024$291,365
2023$4,157.00$243,800 Land $36,300 Building $207,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

May also be available: Spectrum.

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