Monroe County property record for 79 Elm St, Union, WV 24983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1957 |
| Lot Size | 0.529 acres (23,043 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (May 2026) |
| Tax Bill | $1,082 (2025) |
| Deeds & Mortgages | May 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-1-0047.0000 |
| Primary APN | 08-1-0047.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 2,328 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 23,043 sqft (0.529 acres) |
| Lot Dimensions | 256 ft deep x 90 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 79 ELM ST |
|---|---|
| City | UNION |
| State | WV |
| Zip | 24983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELM ST 90.25 X 256.16 X IRR |
| Jurisdiction | MONROE WV |
| Township / Civil Division | CENTRAL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 950200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Union Historic District listed 1990 · 184 contributing resources · NRIS 90001844 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 79 ELM ST, UNION, WV 24983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Aug 7, 2018 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE WV |
| Recording Date | May 11, 2026 |
| Property Address | 79 ELM ST, UNION, WV 24983 |
| Instrument Date | May 11, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 28, 2026 |
| Title Company | BESTITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 ELM ST, UNION, WV 24983 |
| Date | May 11, 2026 |
|---|
| Name | ALCOVA MORTGAGE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.64% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Monroe County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monroe County |
| Municipality | Union Town |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,082.00 (+4.64%) | $81,900 (+3.57%) Land $28,620 Building $53,280 | $136,500 (+3.57%) Land $47,700 Building $88,800 |
| 2023 | $1,034.00 | $79,080 Land $25,980 Building $53,100 | $131,800 Land $43,300 Building $88,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2003–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 49% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF UNION serves 758 people · EPA ID WV3303207 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2021 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
| GigaBeam Networks Fixed Wireless | 100 / 20 |
May also be available: OHS Broadband, T-Mobile.
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