79 Elm St, Gardiner, ME 04345 Property Records

Kennebec County and Gardiner City property record for 79 Elm St, Gardiner, ME 04345

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,424 sqft · built 1837
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Sep 2026)
Tax Bill	$4,560 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GARR M:031 B:054`

Property Details

APN / Parcel Number

Primary APN	`GARR M:031 B:054`
Alternative APNs	`M:031 L:054` `1579`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,424 sqft Living Area
Gross Area	4,550 sqft

Exterior

Year Built	Built 1837
Effective Year Built	Effective 1837
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	1579
Street Address	79 ELM ST
City	GARDINER
State	ME
Zip	04345-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Block	54
Jurisdiction	GARDINER ME
Township / Civil Division	GARDINER
Census Block Group	2
Census Block	2017
Census Tract	11000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Gardiner City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	484 WISCASSET RD, PITTSTON, ME 04345-5125
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Jul 5, 2011 · Amount on File
Deed Document Number	202623431
Deed Book / Page	15877 / 195
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDINER ME
Recording Date	Sep 30, 2026
Property Address	79 ELM ST, GARDINER, ME 04345-2421
Document Number	0000023431
Book / Page	15877 / 195
Instrument Date	Sep 30, 2026
Instrument	202623431
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	484 WISCASSET RD, PITTSTON, ME 04345-5125

Mortgage

Date	Sep 30, 2026

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Kennebec County and Gardiner City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Gardiner City
Unified School District	School Administrative District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,560.00 (+2.73%)	$173,400 (-) Land $25,000 Building $148,400
2024	$4,439.00 (+8%)	$173,400 (-) Land $25,000 Building $148,400	$381,615
2023	$4,110.00 (+6.78%)	$173,400 (-) Land $25,000 Building $148,400
2022	$3,849.00	$173,400 Land $25,000 Building $148,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2003)
Most Recent Claim	Dec 2003 · Severe Storms, Flooding, Snow Melt And Ice Jams

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDINER WATER DISTRICT serves 9,000 people · EPA ID ME0090610
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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